Find 2023 Jumbo and Super Jumbo Loan Limits for Merrick, NY

In Merrick county, located within Nassau, NY, securing a jumbo loan above the limit of $1,089,300 necessitates at least a 10% down payment. Through Lendersa®, you can explore a full list of portfolio and Non-QM lenders who can arrange Jumbo loans up to $3,000,000. High net-worth individuals have the potential to access super jumbo loans reaching up to $35,000,000, catering to more substantial financial needs and larger investment opportunities.

For conforming high balance loans, the lending limit for a single-family residence is $1,089,300. This limit increases to $1,394,775 for two-unit properties, reaches $1,685,850 for three-unit buildings, and caps at $2,095,200 for properties with four units. These figures provide flexibility based on property size and configuration, ensuring thorough support for diverse real estate investments.

Leverage our Jumbo mortgage rate calculator to discover current mortgage rates, and calculate necessary down payments while assessing income, credit standings, reserves, and the required documentation needed for loan qualification. Adequately preparing these aspects enhances your loan application process, improving the likelihood of approval.

Start by comparing loan options from a broad range of 100 lenders, ensuring you find a fit that aligns with your specific financial goals and project needs.

Diverse Jumbo Loan Options in Merrick, NY

The aim of Lendersa® is to facilitate access to the best possible jumbo loan tailored to your financial situation. Select one of three initial pathways designed to connect you efficiently with lending institutions that offer the most suitable jumbo loan programs for your needs.

The Lendersa® Jumbo mortgage calculator offers a powerful tool to compare different lenders, helping you identify the best Jumbo refinance rates active today or enabling you to pursue a Jumbo loan between $1,500,000 and $25,000,000. This ensures you receive competitive terms that match your financial ambitions and real estate strategies.

Lendersa® compiles extensive loan data from thousands of Jumbo lenders, efficiently aligning their offerings with your unique financial profile, ensuring you obtain a well-matched loan solution tailored to your requirements.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Astar Home Capital Inc
  • 48 Bakertown Road, Suite 204, Monroe, NY, 10950
  • Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
  • Capital M Inc.
  • 48 Bakertown Rd, Suite 303, Monroe, NY, 10950
  • Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
  • THE MINT CAPITAL INC
  • 24 Gilbert St Extension, Monroe, NY, 10950
  • At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.
  • Synergy Mortgage
  • 41 South Street, Suite A, Warwick, NY, 10990
  • Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.
  • American Federal Mortgage Corporation
  • 360 Route 24, Chester, NJ, 07930
  • American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
  • Hard Money Man LLC
  • 249 Grand Central Pkwy, Bayville, NY, 08721
  • Hard Money Man LLC is a New Jersey based private money lender. With over 20 years experience in being hard money lenders and private money lenders, we have closed and funded over 7,500 loans totaling over 1.2 billion in transactions. We pride ourselves on knowledge of the industry and speed of closings. On average our loans close in 7 days, and we
  • Original Funding
  • 575 Underhill Blvd, Suite 216, Southold, NY, 11971
  • Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application
  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
  • Heritage Financial Credit Union
  • 25 Rykowski Lane, Middletown, NY, 10941
  • Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest p
  • TEG Federal Credit Union
  • 1 Commerce Street, Poughkeepsie, NY, 12603
  • TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.