In the county of Westchester within NY, particularly in Montrose, a down payment of at least 10% is needed for jumbo loans that exceed $1,089,300. Lendersa® provides a directory encompassing all portfolio and Non-QM lenders authorized to arrange Jumbo loans up to $3,000,000. Wealthy individuals might also qualify for super jumbo loans, with a ceiling reaching $35,000,000.
For conforming high balance loans, the limits are established as follows: for single-family homes, it's $1,089,300; two-unit buildings are eligible for $1,394,775; three-unit properties have a cap at $1,685,850; and four-unit homes are limited to $2,095,200.
To view current jumbo mortgage rates and determine requirements such as downpayment, income, creditworthiness, reserves, and necessary documentation, utilize our Jumbo mortgage rate calculator.
Start comparing loan offers from a wide array of 100 lenders
The primary aim of Lendersa® is to help you secure the most advantageous jumbo loan tailored to your unique financial circumstances. Begin this process by choosing from three initial starting points, which will connect you with suitable lenders and relevant jumbo loan programs.
With the Lendersa® Jumbo mortgage calculator, you can evaluate different lenders to determine who offers the best Jumbo refinance rates today, or decide on a Jumbo loan between $1,500,000 and $25,000,000.
Lendersa® swiftly compiles in-depth loan program information from thousands of Jumbo lenders, instantly aligning it with your financial profile to suit your needs.
To find the exact distance between the jumbo lenders to your property, enter the property address or location here:
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