Jumbo Loan and Super jumbo Limits for Oyster-Bay, Nassau County, New York

In Oyster-Bay, part of the great county of Nassau within NY, obtaining a jumbo loan that surpasses the threshold of $970,800 necessitates a minimum down payment of at least 10%. The comprehensive Lendersa® lenders' list encompasses a variety of portfolio and Non-QM lenders adept at arranging jumbo loans with limits going up to $3,000,000. Moreover, for individuals with a significantly high net worth, there is the possibility of acquiring super jumbo loans that can reach a remarkable $35,000,000.

Regarding conforming high balance loan limits: for a single-family dwelling, the limit is $970,800; homes with two units have a limit of $1,243,050; for those with three units, the cap is $1,502,475, and for properties with four units, it extends to $1,867,275.

Feel free to make use of our Jumbo mortgage rate calculator to gain insights into the current jumbo mortgage rates. This tool is invaluable for calculating necessary components like the required down payment, income, credit evaluation, reserves, and essential documentation needed to qualify for a loan.

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Exploring Jumbo loan options in the vibrant area of Oyster-Bay, NY

The primary objective of Lendersa® is to assist you in obtaining the most suitable jumbo loan tailored to your financial scenario and specific needs. By selecting one of three initial starting points, you will be led towards compatible lenders and the diverse jumbo loan programs they offer.

The Lendersa® Jumbo mortgage calculator is an excellent resource that enables you to conduct comparisons among lenders, helping you to uncover who currently offers the best jumbo refinance rates or facilitates the purchase of a jumbo loan ranging from $1,500,000 up to a substantial $25,000,000.

Lendersa® efficiently gathers and analyzes in-depth data from a vast number of jumbo lenders, matching it precisely with your unique financial profile and needs in an impressively quick manner.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Carthage Federal Savings and Loan
  • 313 State St, Carthage, NY, 13619
  • Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888
  • Adirondack Regional Federal Credit Union
  • 280 Park Street, Tupper Lake, NY, 12986
  • We are proud that Adirondack Regional Federal Credit Union can serve all community members who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties of NY state and their immediate family members. Businesses and other legal entities located in these counties are also eligible for credit union services.
  • Alco Federal Credit Union
  • 2859 Lindy Lane, Wellsville, NY, 14895
  • The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.
  • Reliant Community Federal Credit Union
  • 10 Benton Pl., Sodus, NY, 14551
  • Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members'​ financial lives and exemplifying the credit union philosophy of "people helping people
  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • Justice Federal Credit Union
  • 5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
  • The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members
  • Champlain National Bank
  • 3900 NYS Route 22, Willsboro, NY, 12996
  • Champlain National Bank’s history dates back to 1909 when Lake Champlain National Bank began operations in Westport, NY. The Champlain National Bank that exists today was formed in 1959 as the result of the merger between Essex County National Bank in Willsboro, NY (founded in 1921) and Lake Champlain
  • Tri-Lakes Federal Credit Union
  • 197 Broadway, Saranac Lake, NY, 12983
  • Our Mission is to Consistently deliver prompt, courteous service to our members, achieve superior, long-term overall value for our members and create an environment that promotes and rewards the development and positive contribution of our employees. The credit union’s mission shall be accomplished by keeping in mind a set of core values.
  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term. We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
  • Watertown Postal Federal Credit Union
  • 232 Commerce Park Drive, Watertown, NY, 13601
  • WPFCU was established in April, 1949 and is a member-owned, not for profit, financial corporation. Our Charter is limited to Postal Workers and their families and organizations of such persons. Our Mission is to provide competitive services to meet the needs of the Members and to promote membership growth while maintaining the security of funds.
  • State CS Employees Federal Credit Union
  • 317 Washington Street, 4th Floor, Watertown, NY, 13601
  • At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.