Super Jumbo Loan Limits by lenders in Oyster-Bay, Nassau County, NY
In Oyster-Bay, part of the great county of Nassau within NY, obtaining a jumbo loan that surpasses the threshold of $970,800 necessitates a minimum down payment of at least 10%. The comprehensive Lendersa® lenders' list encompasses a variety of portfolio and Non-QM lenders adept at arranging jumbo loans with limits going up to $3,000,000. Moreover, for individuals with a significantly high net worth, there is the possibility of acquiring super jumbo loans that can reach a remarkable $35,000,000.
Regarding conforming high balance loan limits: for a single-family dwelling, the limit is $970,800; homes with two units have a limit of $1,243,050; for those with three units, the cap is $1,502,475, and for properties with four units, it extends to $1,867,275.
Feel free to make use of our Jumbo mortgage rate calculator to gain insights into the current jumbo mortgage rates. This tool is invaluable for calculating necessary components like the required down payment, income, credit evaluation, reserves, and essential documentation needed to qualify for a loan.
Exploring Jumbo loan options in the vibrant area of Oyster-Bay, NY
The primary objective of Lendersa® is to assist you in obtaining the most suitable jumbo loan tailored to your financial scenario and specific needs. By selecting one of three initial starting points, you will be led towards compatible lenders and the diverse jumbo loan programs they offer.
The Lendersa® Jumbo mortgage calculator is an excellent resource that enables you to conduct comparisons among lenders, helping you to uncover who currently offers the best jumbo refinance rates or facilitates the purchase of a jumbo loan ranging from $1,500,000 up to a substantial $25,000,000.
Lendersa® efficiently gathers and analyzes in-depth data from a vast number of jumbo lenders, matching it precisely with your unique financial profile and needs in an impressively quick manner.
MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
Saxon Spencer Capital, founded in New York in 2016, is a nationwide private lending platform, affording unique insight to the investment community; combining old-fashioned values with a sophisticated modern approach in solving the multiple labyrinths of the financial markets today. Saxon Spencer Capital creates customized financial solutions.
Tower Fund Capital owns and operates private equity funds engaged in business of providing asset-based debt solutions for real estate industry.
With 35 years of experience in real estate, banking, investments, acquisitions, financing, debt restructuring and workouts. We pride ourselves in finding a solution to any situation.
At Alpine, we differentiate ourselves in a number of critical ways. For one, we’re not a subsidiary of a financial conglomerate. We are chartered as a commercial bank in New York, but prefer the term, “boutique bank”. Our owners aren’t mere figureheads —they’re actively involved. Most importantly, here, you are never just a sequence of numbers
We started American Community Bank because we wanted to offer a refreshing alternative to our larger competitors who seemed to have little or no vested interest in their customers or the communities they served. We’re committed to being highly customer-focused and community-oriented – commitments that have defined us from the beginning.
Where traditional lenders decline, we provide solutions.
We offer specialized programs for real estate investors, including:
No minimum FICO requirements
Ground-up construction financing with no prior experience needed
No-ratio loans (no income or DSCR)
Financing for rural and non-conventional properties
Up to 95% purchase and 100% rehab fu
IDB Ltd. began its operations in New York City in 1949, when it established a representative office. At that time there were only a few employees and limited contact with the public. In 1962, IDB Ltd. became one of the first foreign banks to open a branch in New York when the New York State banking law was changed to allow foreign banks.
1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for
Bank-foreclosed residential properties
REOs
Short Sales
Multi-family buildings
Real estate acquisition
We are a direct hard money lender. We are not brokers. We do work with b
Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.
