2026 Super Jumbo Loan Limits for Penn-Yan, Yates County, New York

For jumbo loans exceeding $647,200, a minimum down payment of 10% is mandatory in the county of Yates, located in NY. Lendersa® provides an extensive list of portfolio and Non-QM lenders who facilitate Jumbo loans up to $3,000,000. Super jumbo loans reaching $35,000,000 are accessible for individuals with significant net worth.

The high balance conforming loan limits for different property units are as follows: $647,200 for single-family residences, $828,700 for two-unit properties, $1,001,650 for three-unit homes, and $1,244,850 for properties with four units.

Utilize our Jumbo mortgage rate calculator to explore the current rates. It will also help you calculate the necessary down payment, evaluate income prerequisites, review credit scores, and prepare the required reserves and documentation to qualify.

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Explore Jumbo Loan Solutions in Penn-Yan, NY

At Lendersa®, our mission is to help you secure the ideal jumbo loan tailored to your financial conditions and goals. Choose from three different starting paths to find matching lenders and suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator assists in comparing lenders to identify the most competitive Jumbo refinance rates or acquire a Jumbo loan between $1,500,000 and $25,000,000.

Lendersa® swiftly gathers loan program details from numerous Jumbo lenders, delivering immediate comparisons based on your distinctive financial profile and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Penn-Yan Jumbo Loan Lenders

  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • Lends in New York
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind.
    We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem

  • Canandaigua Federal Credit Union
  • 3210 Eastern Boulevard, Canandaigua, NY, 14424
  • Lends in New York
  • Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.

  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • Lends in New York
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.

  • Generations Bank
  • 20 East Bayard Street, Seneca Falls, NY, 13148
  • Lends in New York
  • Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively.

    In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.

  • Steuben Citizens Federal Credit Union
  • 2 Wilson Avenue, Bath, NY, 14810
  • Lends in New York
  • The NCUA chartered the VAC Employees CU in 1949. Originally for the VA medical center. The Credit Union is now known as Steuben Citizens Federal Credit Union. Anyone who works, lives, or worships in Steuben County!! VA medical center. The Credit Union is now known as Steuben Citizens Federal

  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Lends in New York
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.

  • NetFunding Corporation
  • 162 Budd Rd, Newark, NY, 14513
  • Lends in New York
  • NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.

  • Auburn Community Federal Credit Union
  • 65 Wright Circle, Auburn, NY, 13021
  • Lends in New York
  • Auburn Community Federal Credit Union is owned by its members. Each member has equal standing in Auburn Community Federal Credit Union. This means that our credit union operates for and by our members. This eliminates the conflict of interest that’s present at big banks. Banks are owned by shareholders.

  • Tompkins Employees Federal Credit Union
  • Tompkins Employees Federal Credit Union, Ithaca, NY, 14850
  • Lends in New York
  • The Tompkins Employees Federal Credit Union (TEFCU) is organized to serve people who live, work and/or own a business in Tompkins County. As a community based financial institution, owned and operated by our members, our purpose is to provide financial advice and competitive priced line of financial products

  • Alternatives Federal Credit Union
  • 125 North Fulton Street, Ithaca, NY, 14850
  • Lends in New York
  • Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.