Find 2023 Jumbo and Super Jumbo Loan Limits for Richland, NY

In Oswego County, NY, jumbo loans that exceed the limit of $726,200 have a minimum down payment requirement of 10%. Lendersa® provides an extensive list of portfolio lenders and Non-QM lenders skilled at arranging jumbo loans up to $3,000,000. For those with considerable wealth, super jumbo loans can be secured for amounts as high as $35,000,000.

Conforming high balance loans have specific caps based on the property type: a single-family home has a limit of $726,200, for two-unit properties the limit is $929,850, for three units it's $1,123,900, and buildings with four units are limited to $1,396,800.

Our Jumbo mortgage rate calculator helps you examine current jumbo mortgage rates and find out the necessary down payment, income, credit, reserves, and documentation needed for qualification.

Browse and compare loan offers from 100 different lenders

Explore Jumbo Loan Opportunities in Richland, NY

Lendersa® is dedicated to finding the most advantageous jumbo loan tailored precisely to your financial circumstances. Begin with one of three starting paths that connect you to the best-suited lenders and their jumbo loan programs.

Through the Lendersa® Jumbo mortgage calculator, you can compare lenders to identify who offers the most competitive jumbo refinance rates today, or to arrange a jumbo loan ranging between $1,500,000 and $25,000,000.

Lendersa® efficiently accesses comprehensive data from thousands of jumbo lenders, swiftly aligning this information with your distinct financial profile and needs to provide optimal loan choices.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
  • Quickline Capital Partners, Inc
  • 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088
  • We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
  • Paragon Home Loans, Inc
  • 225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088
  • Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
  • Countryside Federal Credit Union
  • 5720 Commons Park Drive, East Syracuse, NY, 13057
  • Countryside Federal Credit Union has been open since 1941. The credit union has assets totaling $164.5 Million and provides banking services to more than 5, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • CORE Federal Credit Union
  • 7200 Kirkville Road, East Syracuse, NY, 13057
  • CORE Federal Credit Union has been open since 1959. The credit union has assets totaling $134.55 Million and provides banking services to more than 9, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • Community Bank, N.A.
  • 5821 Bridge Street, East Syracuse, NY, 13057
  • Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
  • Solvay Bank
  • 1537 Milton Ave, Syracuse, NY, 13209
  • Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.
  • ACMG Federal Credit Union
  • 1753 Milton Avenue, Syracuse, NY, 13209
  • ACMG Federal Credit Union exists solely to serve the needs of our members by providing them the tools they need to manage their everyday finances and assist them in reaching their financial goals. Think of us as a resource that provides both a safe place to save your money, and a honest place to borrow money.
  • Solvay Bank
  • 1537 Milton Ave, Solvay, NY, 13209
  • Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold