Find 2023 Jumbo and Super Jumbo Loan Limits for Richland, NY

In Oswego County, NY, jumbo loans that exceed the limit of $726,200 have a minimum down payment requirement of 10%. Lendersa® provides an extensive list of portfolio lenders and Non-QM lenders skilled at arranging jumbo loans up to $3,000,000. For those with considerable wealth, super jumbo loans can be secured for amounts as high as $35,000,000.

Conforming high balance loans have specific caps based on the property type: a single-family home has a limit of $726,200, for two-unit properties the limit is $929,850, for three units it's $1,123,900, and buildings with four units are limited to $1,396,800.

Our Jumbo mortgage rate calculator helps you examine current jumbo mortgage rates and find out the necessary down payment, income, credit, reserves, and documentation needed for qualification.

Browse and compare loan offers from 100 different lenders

Explore Jumbo Loan Opportunities in Richland, NY

Lendersa® is dedicated to finding the most advantageous jumbo loan tailored precisely to your financial circumstances. Begin with one of three starting paths that connect you to the best-suited lenders and their jumbo loan programs.

Through the Lendersa® Jumbo mortgage calculator, you can compare lenders to identify who offers the most competitive jumbo refinance rates today, or to arrange a jumbo loan ranging between $1,500,000 and $25,000,000.

Lendersa® efficiently accesses comprehensive data from thousands of jumbo lenders, swiftly aligning this information with your distinct financial profile and needs to provide optimal loan choices.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Richland Jumbo Loan Lenders

  • Pathfinder Bank
  • 214 West First Street, Oswego, NY, 13126
  • Lends in New York
  • Our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. Pathfinder Bank has been serving the Central New York community since 1859.

  • Oswego Teachers Federal Credit Union
  • 90 West Utica Street, Oswego, NY, 13126
  • Lends in New York
  • Oswego Teachers' Employees FCU has been serving the employees of Oswego county school districts since 1961. We are not the biggest, but the best in meeting our members' saving and borrowing needs. Our low cost structure and philosophy provides you a better alternative to other larger financial institutions. Come talk to one of our 6 employees

  • Oswego County FCU
  • 90 E Bridge Street, Oswego, NY, 13126
  • Lends in New York
  • Founded in 1975, Oswego County FCU is a member-owned, not-for-profit financial cooperative association dedicated to providing quality financial products and services delivered in a professional, courteous and timely manner. We currently serve the financial needs of approximately 11, 000 members from throughout Oswego County

  • Fulton Savings Bank
  • 75 South First Street, Fulton, NY, 13069
  • Lends in New York
  • Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more.
    For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.

  • Seneca Savings
  • 35 Oswego Street, Baldwinsville, NY, 13027
  • Lends in New York
  • Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York.

    The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.

  • T.Brooks & Associates
  • 327 mullin st, Watertown, NY, 13601
  • Lends in New York
  • T.Brooks & Associates: Elevating Business Innovation
    I get you fast funding when banks say no. As your hard money broker, I connect you directly with private lenders who move quick, offer flexible terms, and close deals others can’t. My job is simple—get you the money you need to secure your property and profit.

  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Lends in New York
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term.
    We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you

  • Watertown Postal Federal Credit Union
  • 232 Commerce Park Drive, Watertown, NY, 13601
  • Lends in New York
  • WPFCU was established in April, 1949 and is a member-owned, not for profit, financial corporation. Our Charter is limited to Postal Workers and their families and organizations of such persons. Our Mission is to provide competitive services to meet the needs of the Members and to promote membership growth while maintaining the security of funds.

  • State CS Employees Federal Credit Union
  • 317 Washington Street, 4th Floor, Watertown, NY, 13601
  • Lends in New York
  • At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.

  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Lends in New York
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.