Find 2023 Jumbo and Super Jumbo Loan Limits for Richland, NY

Jumbo loan limit above $726,200 requires a 10% minimum down payment in Richland county of Oswego, New York. Lendersa® lenders' list includes all the portfolio lenders and Non-QM lenders who can arrange Jumbo loans with a limit of $3,000,000. High net individuals could obtain super jumbo loans up to $35,000,000.

The conforming high balance loan on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our Jumbo mortgage rate calculator to see the current jumbo mortgage and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Jumbo loan options for Richland, NY

Lendersa® goal is to get you the best possible jumbo loan based on your particular financial situation and needs. Select one of three starting points that result in matching lenders and the jumbo loan programs.

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Lendersa® Jumbo mortgage calculator enables you to compare lenders to find out who has the best Jumbo refinance rate today or purchase a Jumbo loan for $1,500,000 to $25,000,000.

Lendersa® gets loan program data from thousands of Jumbo lenders and, in seconds, compares it against your unique financial profile and needs.

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Pathfinder Bank
  • 214 West First Street, Oswego, NY, 13126
  • Our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. Pathfinder Bank has been serving the Central New York community since 1859.
  • Oswego Teachers Federal Credit Union
  • 90 West Utica Street, Oswego, NY, 13126
  • Oswego Teachers' Employees FCU has been serving the employees of Oswego county school districts since 1961. We are not the biggest, but the best in meeting our members' saving and borrowing needs. Our low cost structure and philosophy provides you a better alternative to other larger financial institutions. Come talk to one of our 6 employees
  • Oswego County FCU
  • 90 E Bridge Street, Oswego, NY, 13126
  • Founded in 1975, Oswego County FCU is a member-owned, not-for-profit financial cooperative association dedicated to providing quality financial products and services delivered in a professional, courteous and timely manner. We currently serve the financial needs of approximately 11, 000 members from throughout Oswego County
  • Fulton Savings Bank
  • 75 South First Street, Fulton, NY, 13069
  • Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more. For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.
  • Seneca Savings
  • 35 Oswego Street, Baldwinsville, NY, 13027
  • Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York. The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term. We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
  • Watertown Postal Federal Credit Union
  • 232 Commerce Park Drive, Watertown, NY, 13601
  • WPFCU was established in April, 1949 and is a member-owned, not for profit, financial corporation. Our Charter is limited to Postal Workers and their families and organizations of such persons. Our Mission is to provide competitive services to meet the needs of the Members and to promote membership growth while maintaining the security of funds.
  • State CS Employees Federal Credit Union
  • 317 Washington Street, 4th Floor, Watertown, NY, 13601
  • At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.
  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.