Jumbo Loan and Super jumbo Limits for Smithtown, Suffolk County, New York

In the bustling city of Smithtown, within the expansive county of Suffolk in NY, securing a jumbo loan that exceeds $1,089,300 requires a down payment of no less than 10%. The comprehensive list curated by Lendersa® covers a range of portfolio lenders along with Non-QM lenders, all qualified to handle jumbo loans reaching up to $3,000,000. Moreover, those with exceptional net worth have the possibility of obtaining super jumbo loans that can stretch to as much as $35,000,000.

Conforming high balance loans are designated by specific limits: for a single-family house, it is set at $1,089,300. If a property includes two units, the limit rises to $1,394,775; for properties featuring three units, the threshold is $1,685,850; and for those with four units, the cap is $2,095,200.

Explore our Jumbo mortgage rate calculator to gain insights into the current jumbo mortgage rates and calculate essential metrics like down payment requirements, income levels, necessary credit, reserves, and the documents needed for the qualification process.

Delve into a variety of loan offers from a diverse pool of 100 lenders

Unveiling diverse Jumbo loan options in Smithtown, NY

The fundamental aim of Lendersa® is to guide you towards obtaining the best possible jumbo loan aligned with your specific financial conditions and requirements. Start by choosing one of three foundational approaches designed to match you effectively with suitable lenders and the jumbo loan programs they offer.

The Lendersa® Jumbo mortgage calculator is a robust resource facilitating comparisons among various lenders, assisting in identifying those providing the best jumbo refinance rates at present or supporting the acquisition of a jumbo loan ranging between $1,500,000 and $25,000,000.

Efficiently, Lendersa® aggregates and assesses extensive loan program data from thousands of jumbo lenders, swiftly aligning it with your unique financial profile and detailed needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Fulton Savings Bank
  • 75 South First Street, Fulton, NY, 13069
  • Lends in New York
  • Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more.
    For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.

  • Steuben Citizens Federal Credit Union
  • 2 Wilson Avenue, Bath, NY, 14810
  • Lends in New York
  • The NCUA chartered the VAC Employees CU in 1949. Originally for the VA medical center. The Credit Union is now known as Steuben Citizens Federal Credit Union. Anyone who works, lives, or worships in Steuben County!! VA medical center. The Credit Union is now known as Steuben Citizens Federal

  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • Lends in New York
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind.
    We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem

  • Savannah Bank National Association
  • 1565 Main Street, Savannah, NY, 13146
  • Lends in New York
  • Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.

  • Library of Congress Federal Credit Union
  • 8100 Professional Place, Suite 308, Hyattsville, MD, 20785
  • Lends in New York
  • The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.

  • Adirondack Regional Federal Credit Union
  • 280 Park Street, Tupper Lake, NY, 12986
  • Lends in New York
  • We are proud that Adirondack Regional Federal Credit Union can serve all community members who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties of NY state and their immediate family members. Businesses and other legal entities located in these counties are also eligible for credit union services.

  • Pathfinder Bank
  • 214 West First Street, Oswego, NY, 13126
  • Lends in New York
  • Our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. Pathfinder Bank has been serving the Central New York community since 1859.

  • Oswego Teachers Federal Credit Union
  • 90 West Utica Street, Oswego, NY, 13126
  • Lends in New York
  • Oswego Teachers' Employees FCU has been serving the employees of Oswego county school districts since 1961. We are not the biggest, but the best in meeting our members' saving and borrowing needs. Our low cost structure and philosophy provides you a better alternative to other larger financial institutions. Come talk to one of our 6 employees

  • Oswego County FCU
  • 90 E Bridge Street, Oswego, NY, 13126
  • Lends in New York
  • Founded in 1975, Oswego County FCU is a member-owned, not-for-profit financial cooperative association dedicated to providing quality financial products and services delivered in a professional, courteous and timely manner. We currently serve the financial needs of approximately 11, 000 members from throughout Oswego County