Super Jumbo Loan Limits by lenders in St.-James, Suffolk County, NY

In Suffolk, NY, acquiring a jumbo loan greater than $970,800 mandates at least a 10% down payment. The Lendersa® directory includes all portfolio and Non-QM lenders capable of arranging Jumbo loans capped at $3,000,000. Furthermore, individuals with a substantial net worth are eligible for super jumbo loans up to a maximum of $35,000,000.

For a single-family residence, the conforming high balance loan limit stands at $970,800. This amount goes up to $1,243,050 for two-unit dwellings, $1,502,475 for three-unit homes, and reaches $1,867,275 for properties with four units.

Our Jumbo mortgage rate calculator is designed to help you assess the current jumbo mortgage offerings and determine the necessary down payment, income, credit requirements, reserves, and documents needed to qualify.

Explore and compare offers from a wide array of 100 lenders

Exploring Jumbo Loan Options in St.-James, NY

The aim at Lendersa® is to provide you with the optimal jumbo loan tailored to your unique financial landscape and needs. Begin by choosing one of three starting paths that lead to matched lenders and suitable jumbo loan programs.

With the Lendersa® Jumbo mortgage calculator, you'll be able to assess lenders to identify who provides the most competitive Jumbo refinance rate today, or to purchase a Jumbo loan within the range of $1,500,000 to $25,000,000.

Lendersa® obtains extensive loan program data from a vast number of Jumbo lenders and, rapidly, evaluates it against your personal financial profile and needs to determine the best options.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Westar Federal Credit Union
  • 2565 Hambletonian Way, Camillus, NY, 13031
  • Westar FCU began in 1963 with a group of school teachers, a shoe box, and a shared vision. Hence, the member owned, not-for-profit financial cooperative was formed to service the employees of the West Genesee School District. Over the years OCM BOCES and other businesses and organizations were welcomed to the credit union. Now, membership has expan
  • Solvay Bank
  • 1537 Milton Ave, Syracuse, NY, 13209
  • Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.
  • ACMG Federal Credit Union
  • 1753 Milton Avenue, Syracuse, NY, 13209
  • ACMG Federal Credit Union exists solely to serve the needs of our members by providing them the tools they need to manage their everyday finances and assist them in reaching their financial goals. Think of us as a resource that provides both a safe place to save your money, and a honest place to borrow money.
  • Solvay Bank
  • 1537 Milton Ave, Solvay, NY, 13209
  • Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold
  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
  • ServU Credit Union
  • 9823 Science Center Drive, Painted Post, NY, 14870
  • ServU Federal Credit Union is a full service financial alternative to a bank. As a member owned financial cooperative, credit unions are not-for-profit. They function to serve their membership. As a result, credit unions are able to pay back higher dividends on savings and charge lower interest on loans. Money that is made by the credit union
  • Auburn Community Federal Credit Union
  • 65 Wright Circle, Auburn, NY, 13021
  • Auburn Community Federal Credit Union is owned by its members. Each member has equal standing in Auburn Community Federal Credit Union. This means that our credit union operates for and by our members. This eliminates the conflict of interest that’s present at big banks. Banks are owned by shareholders.
  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.