Find 2023 Jumbo and Super Jumbo Loan Limits for St.-James, NY

In Suffolk, NY, acquiring a jumbo loan greater than $970,800 mandates at least a 10% down payment. The Lendersa® directory includes all portfolio and Non-QM lenders capable of arranging Jumbo loans capped at $3,000,000. Furthermore, individuals with a substantial net worth are eligible for super jumbo loans up to a maximum of $35,000,000.

For a single-family residence, the conforming high balance loan limit stands at $970,800. This amount goes up to $1,243,050 for two-unit dwellings, $1,502,475 for three-unit homes, and reaches $1,867,275 for properties with four units.

Our Jumbo mortgage rate calculator is designed to help you assess the current jumbo mortgage offerings and determine the necessary down payment, income, credit requirements, reserves, and documents needed to qualify.

Explore and compare offers from a wide array of 100 lenders

Exploring Jumbo Loan Options in St.-James, NY

The aim at Lendersa® is to provide you with the optimal jumbo loan tailored to your unique financial landscape and needs. Begin by choosing one of three starting paths that lead to matched lenders and suitable jumbo loan programs.

With the Lendersa® Jumbo mortgage calculator, you'll be able to assess lenders to identify who provides the most competitive Jumbo refinance rate today, or to purchase a Jumbo loan within the range of $1,500,000 to $25,000,000.

Lendersa® obtains extensive loan program data from a vast number of Jumbo lenders and, rapidly, evaluates it against your personal financial profile and needs to determine the best options.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



St.-James Jumbo Loan Lenders

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in New York
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • Teachers Federal Credit Union
  • PO Box 9005, Smithtown, NY, 11787
  • Lends in New York
  • Teachers Federal Credit Union is one of the country’s largest credit unions with $8.7 billion in assets and more than 365, 000 members across all 50 states. Founded on Long Island in 1952, Teachers is a full-service, not-for-profit financial institution that provides members with 32 full-service branches throughout Long Island, Queens and Manhattan

  • DMN Mortgage Corp
  • 155 East Main Street, Suite 240, Smithtown, NY, 11787
  • Lends in New York
  • WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.

  • Nations Financial of New York Inc
  • 738 Smithtown By Pass, Suite 101, Smithtown, NY, 11787
  • Lends in New York
  • Since 1994, we have provided home mortgages for Long Island and the entire State of New York. Our corporate office is located in Smithtown, NY where we have been serving Suffolk, Nassau, Queens and Kings County communities for over 20 years. We offer a variety of mortgages to meet your home financing needs.

  • All Island Mortgage & Funding Corporation
  • 496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787
  • Lends in New York
  • All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.

  • Ownit LLC
  • 180 East Main Street, Suite 206, Smithtown, NY, 11787
  • Lends in New York
  • Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan

  • BEST RATE CAPITAL INC
  • 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
  • Lends in New York
  • BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.

  • Shea & Sanders Real Estate
  • 222 Main Street East, East Setauket, NY, 11733
  • Lends in New York
  • Shea & Sanders Real Estate is a full-service, locally-owned & independently operated, hometown realtor providing the Three Villages and surrounding areas extensive, state-of-the-art real estate marketing services. Shea & Sanders Real Estate guarantees the most competitively priced commission structures and our clients'/customers' satisfaction.

  • People's Alliance Federal Credit Union
  • 125 Wireless Boulevard, Hauppauge, NY, 11788
  • Lends in New York
  • Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff

  • Long Island Alliance Federal Credit Union
  • 250 Veterans Memorial Highway, Suite 5A9, Hauppauge, NY, 11788
  • Lends in New York
  • The Long Island Alliance Federal Credit Union has been in existence since 1938. We started out as the New York Highway Engineers Federal Credit Union and in the early sixties expanded our field of membership to include all New York State Employees who live and work on Long Island.