Super Jumbo Loan Limits by lenders in St.-James, Suffolk County, NY

In Suffolk, NY, acquiring a jumbo loan greater than $970,800 mandates at least a 10% down payment. The Lendersa® directory includes all portfolio and Non-QM lenders capable of arranging Jumbo loans capped at $3,000,000. Furthermore, individuals with a substantial net worth are eligible for super jumbo loans up to a maximum of $35,000,000.

For a single-family residence, the conforming high balance loan limit stands at $970,800. This amount goes up to $1,243,050 for two-unit dwellings, $1,502,475 for three-unit homes, and reaches $1,867,275 for properties with four units.

Our Jumbo mortgage rate calculator is designed to help you assess the current jumbo mortgage offerings and determine the necessary down payment, income, credit requirements, reserves, and documents needed to qualify.

Explore and compare offers from a wide array of 100 lenders

Exploring Jumbo Loan Options in St.-James, NY

The aim at Lendersa® is to provide you with the optimal jumbo loan tailored to your unique financial landscape and needs. Begin by choosing one of three starting paths that lead to matched lenders and suitable jumbo loan programs.

With the Lendersa® Jumbo mortgage calculator, you'll be able to assess lenders to identify who provides the most competitive Jumbo refinance rate today, or to purchase a Jumbo loan within the range of $1,500,000 to $25,000,000.

Lendersa® obtains extensive loan program data from a vast number of Jumbo lenders and, rapidly, evaluates it against your personal financial profile and needs to determine the best options.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Fulton Savings Bank
  • 75 South First Street, Fulton, NY, 13069
  • Lends in New York
  • Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more.
    For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.

  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • Lends in New York
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind.
    We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem

  • Savannah Bank National Association
  • 1565 Main Street, Savannah, NY, 13146
  • Lends in New York
  • Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.

  • Steuben Citizens Federal Credit Union
  • 2 Wilson Avenue, Bath, NY, 14810
  • Lends in New York
  • The NCUA chartered the VAC Employees CU in 1949. Originally for the VA medical center. The Credit Union is now known as Steuben Citizens Federal Credit Union. Anyone who works, lives, or worships in Steuben County!! VA medical center. The Credit Union is now known as Steuben Citizens Federal

  • Library of Congress Federal Credit Union
  • 8100 Professional Place, Suite 308, Hyattsville, MD, 20785
  • Lends in New York
  • The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.

  • Adirondack Regional Federal Credit Union
  • 280 Park Street, Tupper Lake, NY, 12986
  • Lends in New York
  • We are proud that Adirondack Regional Federal Credit Union can serve all community members who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties of NY state and their immediate family members. Businesses and other legal entities located in these counties are also eligible for credit union services.

  • Champlain National Bank
  • 3900 NYS Route 22, Willsboro, NY, 12996
  • Lends in New York
  • Champlain National Bank’s history dates back to 1909 when Lake Champlain National Bank began operations in Westport, NY. The Champlain National Bank that exists today was formed in 1959 as the result of the merger between Essex County National Bank in Willsboro, NY (founded in 1921) and Lake Champlain

  • Pathfinder Bank
  • 214 West First Street, Oswego, NY, 13126
  • Lends in New York
  • Our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. Pathfinder Bank has been serving the Central New York community since 1859.