Find 2023 Jumbo and Super Jumbo Loan Limits for Wading-River, NY

In Wading-River county of Suffolk, NY, acquiring a jumbo loan over $970,800 requires at least a 10% down payment. Lendersa® features a comprehensive list of portfolio and Non-QM lenders who can facilitate Jumbo loans capped at $3,000,000. Additionally, high net worth individuals may qualify for super jumbo loans reaching up to $35,000,000.

The conforming high balance loan is set at $970,800 for a single-family residence. For properties with two units, it increases to $1,243,050; for three units, the limit is $1,502,475; and for four units, the cap is $1,867,275.

Our Jumbo mortgage rate calculator is a useful tool to check current jumbo mortgage rates. It helps determine down payments, necessary income, credit scores, reserves, and documents required for loan qualification.

Check and compare loan offers from 100 distinct lenders

Jumbo Loan Options in Wading-River, NY

Lendersa® is committed to finding the ideal jumbo loan tailored to your unique financial situation. Start with one of three options to connect with compatible lenders and suitable jumbo loan programs.

With the Lendersa® Jumbo mortgage calculator, you can compare lenders to find the best Jumbo refinance rates available now or secure a Jumbo loan between $1,500,000 and $25,000,000.

Lendersa® accesses an array of loan data from thousands of Jumbo lenders, quickly matching these options to your financial profile to provide effective solutions suited to your needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Lower.com
  • 8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
  • We believe owning a home is one of the greatest wealth builders out there. So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.
  • Generations Bank
  • 20 East Bayard Street, Seneca Falls, NY, 13148
  • Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively. In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.
  • Tri-Lakes Federal Credit Union
  • 197 Broadway, Saranac Lake, NY, 12983
  • Our Mission is to Consistently deliver prompt, courteous service to our members, achieve superior, long-term overall value for our members and create an environment that promotes and rewards the development and positive contribution of our employees. The credit union’s mission shall be accomplished by keeping in mind a set of core values.
  • Fulton Savings Bank
  • 75 South First Street, Fulton, NY, 13069
  • Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more. For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.
  • NewDay USA
  • 8160 Maple Lawn Blvd, Fulton, MD, 20759
  • "NewDay USA is building our nation's leading VA mortgage company, serving America’s veterans and their families, to help Veterans like you get the financial security and peace of mind you deserve. Since 2004, NewDay USA has set out to improve the lending experience for Veterans, Service members and their family members."
  • A&P Mortgage Processing,LLC
  • 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707
  • Have you ever considered outsourcing your mortgage loan processing? Back office mortgage processing services provider A&P Mortgage Processing, LLC - Start the loan process A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed
  • Mountain Valley Federal Credit Union
  • 700 Bear Swamp Road, Peru, NY, 12972
  • Mountain Valley Federal Credit Union is a unique kind of financial self-help, non-profit institution organized in 1963 and the Mountain Valley (Peru) Federal Credit Union our members come first. The credit union exists for the benefit of its members by providing a variety of financial services and products at competitive rates
  • Savannah Bank National Association
  • 1565 Main Street, Savannah, NY, 13146
  • Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.
  • Carthage Federal Savings and Loan
  • 313 State St, Carthage, NY, 13619
  • Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888