Jumbo Loan and Super jumbo Limits for Watertown, Jefferson County, New York

In Watertown county of Jefferson, NY, jumbo loans that surpass the limit of $726,200 necessitate at least a 10% down payment. Lendersa® features a comprehensive list of portfolio and Non-QM lenders, able to arrange jumbo loans of up to $3,000,000. Those with significant wealth might obtain super jumbo loans reaching $35,000,000.

Conforming high balance loans are specified as follows: $726,200 for single-family, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Leverage our Jumbo mortgage rate calculator to examine the prevailing jumbo mortgage rates and to understand the needed downpayment, qualifying income, credit score, reserves, and documentation.

Compare diverse loan offers from 100 lenders

Explore Jumbo Loan Options in Watertown, NY

The mission of Lendersa® is to secure the best jumbo loan tailored to your financial needs. You can choose among three pathways to find matching lenders and suitable jumbo loan programs.

Use the Lendersa® Jumbo mortgage calculator to contrast lenders, uncovering the best current jumbo refinance rates or opt for purchasing a jumbo loan between $1,500,000 and $25,000,000.

Lendersa® rapidly accesses data from various jumbo lenders, matching it to your specific financial profile and needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • SJP Federal Credit Union
  • 341 Englewood Avenue, Buffalo, NY, 14223
  • SJP Federal Credit Union was established in 1939 and is now one of the fastest growing, industry leading credit unions in Western New York. At SJP Federal Credit Union, people truly are worth more than money and SJP Federal Credit Union Specialties in Auto Loans, Boat & RV Loans, Member Business Loans, and CDs, IRAs, & Money Market Accounts
  • Morton Lane Federal Credit Union
  • 388 Englewood Avenue, Buffalo, NY, 14223
  • Morton Lane Federal Credit Union is committed to serving its members' financial needs by providing the ultimate in banking convenience, excellent member service, convenient branch locations, competitive savings and loan programs and much more. We offer convenient 24 hour access to your accounts
  • Kenmore Teachers FCU
  • 2265 Sheridan Drive, Buffalo, NY, 14223
  • The Kenmore Teachers Federal Credit Union is celebrating our 83rd anniversary. What an honor to serve our members for so many years! During these years, we have progressed from a simple savings and loan credit union to one that provides a full spectrum of financial services the Credit Union was organized in 1935
  • Western New York Federal Credit Union
  • 1937 Union Road, Buffalo, NY, 14224
  • Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.
  • EmpireONE Federal Credit Union
  • 3020 Orchard Park Road, Buffalo, NY, 14224
  • We are committed to our members’ financial needs. Credit unions exist not for charity, not for profit, but for service! The mission of Empire ONE—and all credit unions—is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources.
  • Nickel City Funding Inc.
  • 3460 Seneca St., West Seneca, NY, 14224
  • Nickel City Funding is Western New York’s premier mortgage broker. We offer competitive mortgage loans & mortgage rates across the greater Buffalo area. Whether you’re in Amherst, Orchard Park, North Tonawanda or East Aurora, NY, we’ve got you covered. We offer one on one personal services to first time home buyers and savvy real estate experts.
  • First Hudson Mortgage Company
  • 20 King Arthur Way, Hudson, NY, 12534
  • Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
  • Valley Mortgage Company Inc
  • 751 Warren Street, Front Hudson, NY, 12534
  • Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
  • Lewiston Porter Federal Credit Union
  • 4061 Creek Road, Youngstown, NY, 14174
  • The Lewiston Porter FCU was chartered in 1956. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union.