Find 2023 Jumbo and Super Jumbo Loan Limits for Smithfield, RI

In Smithfield county of Providence, RI, obtaining a Jumbo loan that exceeds $726,200 necessitates a minimum down payment of 10%. Lendersa® provides access to a rich list of portfolio and Non-QM lenders capable of facilitating Jumbo loans up to $3,000,000. Individuals with substantial wealth can obtain super jumbo loans up to $35,000,000.

For single-family residences, the conforming high balance loan limits are $726,200. For two-unit properties, the limit is $929,850; for three units, it is $1,123,900; and for properties with four units, it is $1,396,800.

Use our Jumbo mortgage rate calculator to review the latest jumbo rates and calculate the necessary downpayment, income, credit score, reserves, and required documentation to qualify.

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Explore Jumbo Loan Options in Smithfield, RI

Lendersa® is dedicated to finding the most advantageous jumbo loan tailored to your financial situation. Start by selecting one of three pathways that connect you with suitable lenders and jumbo loan programs.

The Lendersa® Jumbo mortgage calculator assists you in comparing lenders to find the top Jumbo refinance rates today or to purchase a Jumbo loan valued between $1,500,000 and $25,000,000.

Lendersa® gathers loan data from myriad Jumbo lenders and instantly compares it to your specific financial profile and requirements, ensuring the selection of the best available options tailored to you.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Smithfield Jumbo Loan Lenders

  • Navigant Credit Union
  • 1005 Douglas Pike, Smithfield, RI, 02917
  • Lends in Rhode Island
  • From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving.
    Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.

  • South Wind Financial, Inc.
  • 1356 Atwood Avenue, Johnston, RI, 02919
  • Lends in Rhode Island
  • South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.

  • PGE Federal Credit Union
  • 179 West River Street, Providence, RI, 02904
  • Lends in Rhode Island
  • The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.

  • Hard Money Rhode Island
  • 3 Anne Drive, Lincoln, RI, 02865
  • Lends in Rhode Island
  • As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.

  • Capital Good Fund
  • 333 Smith Street, Providence, RI, 02908
  • Lends in Rhode Island
  • Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, Delaware, Illinois, Texas and Colorado.

  • Beeline Loans Inc
  • 188 Valley Street, Suite 225, Providence, RI, 02909
  • Lends in Rhode Island
  • It’s the shortest path to your new home. We’ve compressed a meandering journey into a Beeline. We’re inverting the power imbalance felt during the home loan process so you don’t feel small, judged or interrogated — only included and at ease. we’ve succeeded when it no longer feels daunting — but feels less important than your housewarming party.

  • Cumberland Municipal Employees Federal Credit Union
  • 2145 Diamond Hill Road, Cumberland, RI, 02864
  • Lends in Rhode Island
  • Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1163 members and assets of $7.5 million. The Credit Union, opened in 1962, as the Cumberland School Employees Credit Union. Then in 1993 it was changed to Cumberland Municipal Employees Federal Credit Union.

  • Woodlawn Federal Credit Union
  • 744 Main Street, Pawtucket, RI, 02860
  • Lends in Rhode Island
  • Woodlawn Federal Credit Union strive to offer services designed to improve the economic and social well-being of ALL of our members no matter the socio-economic background, and return financial value to all those who participate in our member owned financial cooperative. and also Woodlawn FCU is more committed than ever to helping people.

  • Anchor Financial Mortgage, Inc
  • 1 Lonsdale Avenue, Pawtucket, RI, 02860
  • Lends in Rhode Island
  • Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.

  • Advanced Mortgage Corp
  • 2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
  • Lends in Rhode Island
  • Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.