Jumbo Loan Limits for Harrisburg, Lincoln County, SD in 2026

In the county of Harrisburg, Lincoln, SD, a jumbo loan that exceeds the sum of $726,200 necessitates a down payment of at least 10%. The Lendersa® directory covers all portfolio lenders and Non-QM lenders equipped to facilitate jumbo loans up to a total of $3,000,000. Individuals with significant net worth may have the opportunity to secure super jumbo loans as high as an astounding $35,000,000.

For conforming high balance loans, the limits are structured as follows: $726,200 applies to a single-family unit, $929,850 applies to properties with two units, $1,123,900 for those with three units, and $1,396,800 concerning four-unit properties.

With our Jumbo mortgage rate calculator, you can access the latest rates and understand what is necessary in terms of down payment, income criteria, credit worthiness, reserve requirements, and essential documentation to qualify effectively.

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Tailored Jumbo Loan Choices in Harrisburg, SD

The primary objective of Lendersa® is to ensure you obtain the most favorable jumbo loan available, given your distinct financial situation and needs. Choose one out of three initial approaches to pair with compatible lenders and ideal jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is crafted to enable comprehensive lender comparisons, helping you secure either the best jumbo refinance rate today or to purchase a jumbo loan ranging from a minimum of $1,500,000 up to $25,000,000.

By acquiring loan program data from an extensive network of jumbo lenders, Lendersa® quickly performs a detailed comparison against your individualized financial profile to tailor solutions to your specific requirements.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Harrisburg Jumbo Loan Lenders

  • CU Mortgage Direct, LLC
  • 5010 S Solberg Ave, Sioux Falls, SD, 57108
  • Lends in South Dakota
  • CU Mortgage Direct LLC is a South Dakota Limited Liability Company, NMLS# 198895. We are a mortgage banker/direct lender for all types of home loans. Since we are owned by credit unions, we have a strong financial backing and we can pass that savings on to you. With over 150 years of combined experience, we can help you obtain the right loan.

  • First Bank & Trust
  • 2300 W 57th St, Sioux Falls, SD, 57108
  • Lends in South Dakota
  • Fishback Financial Corporation (FFC) is the parent company of First Bank & Trust. One of South Dakota's largest privately held financial holding companies, FFC has 22 First Bank & Trust locations in 17 towns in South Dakota and Minnesota We are proud to be a family- and employee-owned community bank.

  • First Dakota National Bank
  • 6109 S. Old Village Pl, Sioux Falls, SD, 57108
  • Lends in South Dakota
  • First Dakota National Bank has eighteen locations throughout South Dakota and five Loan Production Offices in South Dakota and Nebraska, all designed to make banking easy for you. Our Mission: To anticipate, meet and exceed our customers' expectations. We will strengthen our communities by providing time, talent and resources.

  • FIRST INTERNATIONAL BANK & TRUST
  • 4930 S Western Ave, Suite, Suite 100, Sioux Falls, SD, 57108
  • Lends in South Dakota
  • "First International Bank & Trust started as a single branch in Arnegard, North Dakota, and over 109 years has evolved into a bank with 28 locations in North Dakota, Minnesota, and Arizona.
    We offer more than just banking. Our suite of expanded services is what makes us a full-service bank that our customers."

  • RELIABANK DAKOTA
  • 608 W 86th St, Sioux Falls, SD, 57108
  • Lends in South Dakota
  • We are a family-owned comprehensive financial institution serving Our competitive advantage centers around two principles: profitability in a competitive market and our community bank mantra of "making things better" for our customers. Our competitive advantage is that we offer "big bank products with hometown service

  • TAILORED MORTGAGE GROUP
  • 5024 S Bur Oak Pl, Suite 113B, Sioux Falls, SD, 57108
  • Lends in South Dakota
  • Tailored Mortgage Group is one of only a few independent mortgage brokerages in all of South Dakota. Mortgage brokers differ from normal lenders in that we have the ability to work with dozens of lenders to shop for the best rates and fees for our customers. We do the shopping for you. Mortgage loans.

  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • Lends in South Dakota
  • We accelerate the flow of money in the B2B (business-to-business) world.

    We built Payclass with one focus — help our customers get their funds faster, or even instantly.

    Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi

  • Voyage Federal Credit Union
  • 3823 S Kiwanis Circle, Sioux Falls, SD, 57105
  • Lends in South Dakota
  • Voyage Federal Credit Union has a continued legacy of personal service, small business, and community support. What began as two separate credit unions, Bell Federal Credit Union and Metz McKennan – with histories dating back to World War II – blossomed into a mutually respectful merger in 2011 that encouraged growth

  • Keystone Mortgage
  • 421 W 18th St, Sioux Falls, SD, 57105
  • Lends in South Dakota
  • Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience.

  • CorTrust Mortgage
  • 2101 S Minnesota Ave, Sioux Falls, SD, 57105
  • Lends in South Dakota
  • CorTrust Mortgage has built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of individual homebuyers throughout the upper Midwest, builders, and real estate professionals. We're a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending.