2023 Super Jumbo Loan Limits for Waco, McLennan County,Texas

If you're looking at a jumbo loan in Waco county, McLennan, TX, exceeding $726,200, it requires at least a 10% down payment. Lendersa® provides a full roster of both portfolio lenders and Non-QM lenders, capable of arranging impressive jumbo loans up to $3,000,000. Additionally, those with a high net worth might manage to obtain super jumbo loans that can reach an astonishing $35,000,000.

Regarding conforming high balance loans, these are capped as follows: $726,200 for a single-family home, a limit of $929,850 for two units, $1,123,900 for three residences, and an impressive $1,396,800 for buildings encompassing four units.

You may utilize our Jumbo mortgage rate calculator to see the current rates, calculate the down payment, review income credentials, assess credit scores, evaluate reserve needs, and compile necessary documentation to qualify efficiently.

Explore competitive loan offers from 100 different lenders

Options for Jumbo Loans in Waco, TX

Lendersa® is committed to obtaining the most suitable jumbo loan for you, carefully considering your unique financial scenario and requirements. Start by choosing from three possible initial pathways that will guide you to matching lenders and optimal jumbo loan offerings.

With the Lendersa® Jumbo mortgage calculator, you can rapidly compare lenders to find out who offers the best rates for refinancing jumbo loans today, or to purchase a substantial Jumbo loan ranging between $1,500,000 and $25,000,000.

Pulling from a vast well of data from thousands of Jumbo lenders, Lendersa® matches it swiftly with the specifics of your financial profile, tailoring options quickly to meet your needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Waco Jumbo Loan Lenders

  • Community Bank & Trust, Waco, Texas
  • 1800 Washington Avenue, Waco, TX, 76701
  • Lends in Texas
  • At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.

  • Highway District 9 Credit Union
  • 2417 Columbus Avenue, Waco, TX, 76701
  • Lends in Texas
  • Highway District 9 Credit Union was chartered July 28, 1953, serving the Texas Department of Transportation (TxDOT) District 9 employees and their family members. Highway District 9 Credit Union has always been committed to the best interest of our members. That’s why we were founded in the beginning, and it’s something we still believe in today.

  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • Lends in Texas
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.

  • Waco Federal Credit Union
  • 826 North 3rd Street, Waco, TX, 76707
  • Lends in Texas
  • Waco Federal Credit Union To provide a safe and financially sound institution where members can invest their savings with peace of mind and assurance that their financial needs will be met with ethical and responsible, friendly service. The commitment to providing competitive rates, both dividends on savings and interest on loans.

  • Linkage Credit Union
  • 4527 Speight Avenue, Waco, TX, 76711
  • Lends in Texas
  • Linkage Credit Union has been open since 1931. The credit union has assets totaling $17.59 Million and provides banking services as Waco Texas Federal Employees Credit Union. Over the next 81 years, our name changed to Postal Employees Credit Union to Waco Postal Credit Union and now Linkage Credit Union

  • Central National Bank TX
  • 8320 West Highway 84, Waco, TX, 76710
  • Lends in Texas
  • Central National Bank was founded in Waco in 1977 as a “neighborhood bank."​ After two decades of growth and poised as Waco’s Leading Independent Bank, Central National Bank expanded into Temple and Austin to serve Central Texans along the I-35 corridor from Waco to Austin, with 40 years of service and approximately $1 billion in assets.

  • GENCO Federal Credit Union
  • 731 N Valley Mills Drive, Waco, TX, 76710
  • Lends in Texas
  • GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.

  • First Central Credit Union
  • 6201 Sanger Avenue, Waco, TX, 76710
  • Lends in Texas
  • First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.

  • First National Bank of Central Texas
  • 1835 N. Valley Mills Dr., Waco, TX, 76710
  • Lends in Texas
  • At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.

  • Star of Texas Financial Solutions
  • 810 N Valley Mills, Waco, TX, 76710
  • Lends in Texas
  • Our loans are designed to help solve these surprises without creating another problem down the road. We want to make our loan fit within your available budget each month but we also stress the importance of paying down the principal on the loan as quickly as possible. Most loan companies want you to stay on the loan as long as possible.