FHA Loan Limits in Essex County, New Jersey for 2026

City	FHA-SFR	FHA-2 units	FHA-3 units	FHA-4 units
Belleville	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Bloomfield	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Brookdale	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Caldwell	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Cedar-Grove	$822,375	$1,053,000	$1,272,750	$1,581,750
City-of-Orange	$822,375	$1,053,000	$1,272,750	$1,581,750
East-Orange	$822,375	$1,053,000	$1,272,750	$1,581,750
Fairfield	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Glen-Ridge	$822,375	$1,053,000	$1,272,750	$1,581,750
Irvington	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Livingston	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Maplewood	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Millburn	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Montclair	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Newark	$1,089,300	$1,394,775	$1,685,850	$2,095,200
North-Caldwell	$822,375	$1,053,000	$1,272,750	$1,581,750
Nutley	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Roseland	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Short-Hills	$822,375	$1,053,000	$1,272,750	$1,581,750
Silver-Lake	$822,375	$1,053,000	$1,272,750	$1,581,750
South-Orange-Village	$822,375	$1,053,000	$1,272,750	$1,581,750
Upper-Montclair	$822,375	$1,053,000	$1,272,750	$1,581,750
Verona	$1,089,300	$1,394,775	$1,685,850	$2,095,200
West-Caldwell	$822,375	$1,053,000	$1,272,750	$1,581,750
West-Orange	$822,375	$1,053,000	$1,272,750	$1,581,750

FHA Loan Limits in Essex County, New Jersey