As of 2025, the FHA loan limits for Brookdale county in Essex, NJ, are set at $1,089,300 for single-family homes, $1,394,775 for two-unit properties, $1,685,850 for residences with three units, and $2,095,200 for those with four units.
On the other hand, the maximum loans for conventional financing on a single-family residence is $1,089,300. For two-unit buildings, it reaches $1,394,775; for three-unit homes, it’s $1,685,850; and for four-unit structures, it is $2,095,200.
Utilize our FHA calculator to find today’s best FHA rates and comprehend the required downpayment, income standards, credit, reserves, and documents necessary to qualify for a loan.
Through the Lendersa® calculator, you can effectively compare the rates and terms of FHA loans with those offered by other programs. Investigate and assess options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates extensive loan data from numerous lenders, efficiently processing this information to align with your specific financial situation and needs.
The Loan Limits Comparison Table for 2025 in Brookdale county, Essex, NJ, provides a clear overview of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly compare necessary qualifications such as income, reserves, and creditworthiness.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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