The best Private Mortgage Lenders of 2026 in Saratoga, California


Discover the leading Mortgage Broker from the 690 listed broker options available in Saratoga, CA. To assist you effectively in this selection, meticulously compare different loan programs, interest rates, accompanying fees, and qualification requirements. The state-of-the-art Lendersa price engine offers an immediate comparison of millions of real estate loan programs accessible from lenders across the San Jose-Sunnyvale-Santa Clara, CA. This dynamic tool will match the top 10 lenders that align seamlessly with your qualifications and distinct needs, optimizing your search for the ideal mortgage broker.

To access a tailored list of the best matches from 690, input the property's location, your income, expenses, credit details, and financial reserves. This will provide you with options among mortgage brokers, direct lenders, banks, and credit unions offering comprehensive financial services within Saratoga, Santa Clara county, CA. These services are specifically designed to cater to your unique financial situation and ensure your requirements are met effectively.

Mortgage Brokers Close to Home

Mortgage brokers can only provide high-quality assistance when they possess three key components:
A. Comprehensive financial information
B. Detailed insights about the property
C. A clear understanding of your objectives and goals for the loan

The Lendersa Loan Calculator: A Powerful Financial Tool

Through Lendersa®'s advanced AI technology, your loan request will instantly connect with hundreds of direct mortgage brokers, banks, local credit unions, or hard money lenders in San Jose-Sunnyvale-Santa Clara, CA. This ensures you are matched expediently and accurately with the most appropriate lending solutions that meet your criteria and objectives.

Diverse Loan Options Available: Residential, Commercial, and Land

Avoid unnecessary credit checks that might adversely affect your score. Achieve pre-approval for your residential or commercial loans through traditional banks, credit unions, non-QM lenders, or private hard money lenders. This secure process omits the need for your social security number or other sensitive financial information, guaranteeing a safe and hassle-free experience while seeking the right loan solutions.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Lends in California
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.

  • Mountain West Financial Inc.
  • 1209 Nevada St. #200, Redlands, CA, 92374
  • Lends in California
  • Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.

  • Financial Compound
  • 1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
  • Lends in California
  • Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.

  • Sierra Pacific Mortgage
  • 31601 S. Coast Highway, Suite #200B, Laguna Beach, CA, 92651
  • Lends in California
  • Sierra Pacific Mortgage is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades

  • Grace Capital Group Real Estate Partners
  • 301 Forest Ave, Laguna Beach, CA, 92651
  • Lends in California
  • Grace Capital has been engineering financial solutions for Middle Market Real Estate Companies for more than 20 Years, nationwide. Over $3 Billion of debt, equity & investments closed with Teamwork, Precision & Execution thru Direct Lending, Family Offices, Private Funds, Wealthy Investors,

  • Oak Tree Capital
  • 23046 Avenida de la Carlota #600,, Laguna Hills, CA, 92653
  • Lends in California
  • Oak Tree Capital

    Growing Futures

    Oak Tree Capital helps clients secure real estate capital solutions with a steady, people-first approach. Explore flexible funding, responsive service, and clear guidance from start to close.


    We focus on private money / hard money loans from as small as $100,000 to $200,000,000

    We can find solutions for the most difficult loan problems.

    Visit homeatoaktree.com or call 833-464-8646 to get started.

  • Park Place Real Estate Company
  • 23172 Plaza Pointe Dr, Suite 195, Laguna Hills, CA, 92653
  • Lends in California
  • Our goal is not only to provide you with the best of our service and expertise in advancing your financial interests, but also to offer you a long term relationship. The US economy and banking industry is always changing, as such, anytime we feel that we can better your financial interests in the long term.

  • Qualified Home Loans
  • 23330 Mill Creek Drive, Suite 150, Laguna Hills, CA, 92653
  • Lends in California
  • Qualified Home Loans is a full service California Mortgage Brokerage that creates opportunity for home buyers & transactions for real estate agents. At Qualified we match expertise, diverse loan offerings & personal attention. Our talented team of dedicated professionals will custom tailor a loan strategy for you to accomplish your family’s goals.

  • 1st Nationwide Mortgage
  • 65 Enterprise, Aliso Viejo, CA, 92656
  • Lends in California
  • We have over 15 years of mortgage lending experience. Our broad knowledge and expertise from thousands of loan transactions will make your lending experience as effortless as possible.We work with homeowners and homebuyers looking for the best loan products available. We also work with realtors and home builders.