2026 complete list of Mortgage Broker in St. Cloud,Stearns County MN


Discover the best mortgage broker among the 60 listed in St. Cloud, MN, by evaluating an extensive array of loan programs, interest rates, fees, and qualification criteria. The Lendersa price engine efficiently enables instant comparisons among millions of real estate loan options available from lenders working in St. Cloud, MN, aligning the top 10 lenders with your qualifications and specific financial needs. This streamlined approach guarantees that you receive bespoke solutions tailored perfectly to your unique circumstances and financial aims.

Enter the property location, along with comprehensive details of your income, expenses, credit score, and available reserves, to view a curated list of the most fitting matches from among 60. This list comprises mortgage brokers, direct lenders, banks, and credit unions offering financial services specifically in St. Cloud, situated in Stearns county, MN. By aligning these personalized options with your financial profile, you can more effectively navigate your lending choices.

Locate Nearby Mortgage Brokers

For mortgage brokers to offer you effective assistance, they require access to three critical pieces of information:
A. A complete overview of your financial information
B. Detailed insights about the property in question
C. A clear understanding of your loan objectives and what you wish to accomplish
Utilizing this comprehensive data allows brokers to guide you through the complex financial landscape, ensuring optimal loan conditions that align with your unique objectives.

The Lendersa Loan Calculator: Your Efficient Solution

By employing Lendersa® AI technology, your loan request is swiftly matched with a broad spectrum of direct mortgage brokers, banks, local credit unions, or hard money lenders operating throughout St. Cloud, MN. This innovative technology expedites your search for the best available loan options, meeting your specific criteria and preferences seamlessly.

Diverse Loan Opportunities: Residential, Commercial, and Land

Protect your credit score by avoiding unnecessary inquiries. Achieve pre-approval for your desired residential, commercial, or vacant land loans through trusted channels such as traditional banks, credit unions, Non-QM lenders, or private hard money lenders. The process removes the need to disclose your social security number or any sensitive financial data, enabling you to maintain privacy while securing beneficial loan conditions for your financing journey.


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No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
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The loan request is not a loan application, and your social security number is unnecessary.

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St. Cloud Mortgage Brokers

  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • Lends in Minnesota
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.

  • Keystone Home Finance, LLC
  • 110 2nd St S, Waite Park, MN, 56387
  • Lends in Minnesota
  • At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience

  • Liberty Bank Minnesota
  • 2842 2nd Street S, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.

  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • Lends in Minnesota
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.

  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Lends in Minnesota
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.

  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Lends in Minnesota
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.

  • Cambridge State Bank
  • 127 South Main, Cambridge, MN, 55008
  • Lends in Minnesota
  • Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.

  • MORTGAGE CAPITAL
  • 9473 Garland Lane N, Maple Grove, MN, 55311
  • Lends in Minnesota
  • Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..

  • Oak Grove Financial
  • 11325 Red Fox Drive, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.

  • TopLine Federal Credit Union
  • 9353 Jefferson Highway, Maple Grove, MN, 55369
  • Lends in Minnesota
  • TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable