Private mortgage money lender St. Cloud, MN [2025 updated list]

Discover the best mortgage broker among the 62 listed in St. Cloud, MN, by evaluating an extensive array of loan programs, interest rates, fees, and qualification criteria. The Lendersa price engine efficiently enables instant comparisons among millions of real estate loan options available from lenders working in St. Cloud, MN, aligning the top 10 lenders with your qualifications and specific financial needs. This streamlined approach guarantees that you receive bespoke solutions tailored perfectly to your unique circumstances and financial aims.

Enter the property location, along with comprehensive details of your income, expenses, credit score, and available reserves, to view a curated list of the most fitting matches from among 62. This list comprises mortgage brokers, direct lenders, banks, and credit unions offering financial services specifically in St. Cloud, situated in Stearns county, MN. By aligning these personalized options with your financial profile, you can more effectively navigate your lending choices.

Locate Nearby Mortgage Brokers

For mortgage brokers to offer you effective assistance, they require access to three critical pieces of information:
A. A complete overview of your financial information
B. Detailed insights about the property in question
C. A clear understanding of your loan objectives and what you wish to accomplish
Utilizing this comprehensive data allows brokers to guide you through the complex financial landscape, ensuring optimal loan conditions that align with your unique objectives.

The Lendersa Loan Calculator: Your Efficient Solution

By employing Lendersa® AI technology, your loan request is swiftly matched with a broad spectrum of direct mortgage brokers, banks, local credit unions, or hard money lenders operating throughout St. Cloud, MN. This innovative technology expedites your search for the best available loan options, meeting your specific criteria and preferences seamlessly.

Diverse Loan Opportunities: Residential, Commercial, and Land

Protect your credit score by avoiding unnecessary inquiries. Achieve pre-approval for your desired residential, commercial, or vacant land loans through trusted channels such as traditional banks, credit unions, Non-QM lenders, or private hard money lenders. The process removes the need to disclose your social security number or any sensitive financial data, enabling you to maintain privacy while securing beneficial loan conditions for your financing journey.

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No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:

(651) 383-4000 Lender's profile and map Reviews Associated Healthcare Credit Union 6789 Upper Afton Road, Woodbury, MN, 55125 AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.
(651) 227-0771 Lender's profile and map Reviews Pipefitters Steamfitters Credit Union 6445 Lake Road Terrace, Suite 100, Saint Paul, MN, 55125 We are a not-for-profit financial institution exclusively serving the members of the U.A. Local #455 Pipefitters Steamfitters and their families. Our philosophy being, “We are member-owned, dedicated to fitting your financial needs”. We are a not-for-profit cooperative, meaning we return all of our profits to the members through lower fees.
(651) 436-3220 Lender's profile and map Reviews Boundary Waters Bank 2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129 BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.
(320) 762-0236 Lender's profile and map Reviews Viking Bank, National Association 4277 Dakota Street, Alexandria, MN, 56308 Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based
(320) 283-5149 Lender's profile and map Reviews Lowry State Bank 400 Florence Avenue, Lowry, MN, 56349 Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President. On November 8, 1932, the Bank assumed the assets.
(507) 665-4200 Lender's profile and map Reviews Cornerstone State Bank 415 North Main, Le Sueur, MN, 56058 CornerStone State Bank- offering deposit and lending services to communities across the state of Minnesota. Chartered in 1974, as one office in Le Sueur, Minnesota, now CornerStone State Bank has grown into seven communities; Le Sueur, Cloquet, Belle Plaine, Montgomery, Green Isle, and most recently, Madison Lake and Eagle Lake, Minnesota.
(320) 269-2117 Lender's profile and map Reviews Co-op Credit Union Of Montevideo 2407 E Highway 7, Montevideo, MN, 56265 The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.
(218) 485-4441 Lender's profile and map Reviews The First National Bank of Moose Lake 400 Elm Avenue, Moose Lake, MN, 55767 First National Bank of Moose Lake is a locally owned community bank dedicated to providing caring personal service, maintaining a knowledgeable staff and building long lasting customer relationships. Demonstrating dedication to our customers, community and employees by providing meaningful conversations and services,
(507) 331-2493 Lender's profile and map Reviews Reliance Bank 2300 30th Street Northwest, Faribault, MN, 55021 On August 13, 2007 Reliance Bank opened its doors to the community of Faribault as a State Chartered, FDIC insured, full-service bank. Staffed with nine experienced bank employees, Reliance set off on a mission to become the best community bank. After its first full year of operation, Reliance Bank was given the coveted Faribault Area
(507) 794-3551 Lender's profile and map Reviews Americana Community Bank 300 Main Street West, Sleepy Eye, MN, 56085 At Americana Community Bank! You’ll find that we are the bank that provides excellent, friendly, down-to-earth service while actively participating in and supporting the communities we serve. Though our name has changed over the past 100 years, our knowledge, dedication and excellent service have been constant.
(877) 794-6712 Lender's profile and map Reviews SouthPoint Financial Credit Union 920 Main Street East, Sleepy Eye, MN, 56085 SouthPoint Financial Credit Union is open to all people who live, work, worship, attend school in, have business and other legal entities located within the areas of Blue Earth, Brown, Carver, Faribault, Freeborn, Kandiyohi, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sibley, Steele, Waseca, and Wright.