USDA Vs. FHA Pro and Con comparison in Eunice, St. Landry County, LA
In 2025, USDA loan limit in Eunice, county of St. Landry, LA is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Eunice, county of St. Landry, LA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Eunice, LA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
As a not-for-profit financial cooperative, Freedom 1st is owned by the folks who save and borrow money at their credit union...the members. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower interest rates on loans, lower fees...and many other money saving services.
Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
EverMortgages is a Mortgage Brokerage company dedicated to bring the best customer service in originating loans for our clients. When you work with EverMortgages for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days. Move through the approval process quickly and seamlessly.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
1820 N. Corporate Lakes Blvd, Suite 207-6, Weston, FL, 33326
Life Capital Lending Group, Inc., offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
2111 N. Commerce Parkway, Fort Lauderdale, FL, 33326
Express Lending Services is a mortgage company that is founded with over 28 years of Industry Experience. The company’s CORE Values are centered on providing exceptional client experience to both our mortgage clients and business partners. We've been helping customers afford the home of their dreams for many years and we love what we do.
Mortgage Advantage Lending is a full-service mortgage lender serving the states of Florida and Connecticut. Our professionals have decades of combined experience in the prime, non-prime and government mortgage industries. With a direct relationship with the top lending institutions in the country,
