USDA Vs. FHA your options comparison in Eunice, St. Landry County, LA

For 2025, in Eunice of St. Landry County, LA, the USDA loan limit is set at $336,500, while the FHA limit for a single-family home is $472,030.

To compare current USDA and FHA rates, use the Lendersa® USDA loan calculator. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you with selecting the best program for your financial needs in Alabama.

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Loan Limits and Down Payment Needs for 2025 in Eunice, St. Landry, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Eunice, LA

Lendersa® is committed to quickly finding you the best USDA or FHA loan without hassle. Choose from three methods that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, supported by the federal Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Linq Mortgage LLC
  • 2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909
  • We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.
  • Access Financial Group
  • 1417 Potter Drive, Colorado Springs, CO, 80909
  • Access Financial Group, LLC funds hard money loans on real estate located in the State of Colorado. Our company offers purchase and refinance loans to both owner occupied and investment borrowers, when other lenders say no. We can fund 1st and 2nd real estate loans on single-family homes, commercial properties, and vacant land
  • Allegan Credit Union
  • 755 Grand St., Allegan, MI, 49010
  • Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
  • United Home Mortgage Network Inc
  • 3650 Rebecca Lane, Colorado Springs, CO, 80917
  • Most competitive Mortgage Broker in Colorado. Don't Take our word for it, call us for your Complementary Mortgage Review today! You could Lower your payment, Lower your interest rate, or cash out your equity for repairs, remodels, or pay off other high interest debts. Maybe even skip a couple payments on your refinance!
  • Cabaka Mortgage
  • 3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917
  • Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.
  • Equity Edge Realty
  • 121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
  • Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.
  • SpotOn Financial
  • 525 North Cascade Avenue, Colorado Springs, CO, 80903
  • SpotOn Financial provides small business financing, working capital loans, business consulting, strategic resources, and access to strategic resources to help a business achieve its goals. We offer cash flow loans, asset based loans, commercial real estate finacing, and investor fix and flip loans.
  • Pikes Peak Regional Dev Corporation
  • 322 S. Cascade Avenue, Colorado Springs, CO, 80903
  • Pikes Peak Regional Development Corporation (PPRDC) was formed in January, 1976, under the name of the Old Colorado City Development Company. The organization originated through the cooperative efforts of the City of Colorado Springs and business persons from the “Westside” area of the city.