USDA Vs. FHA your options comparison in Eunice, St. Landry County, LA

For 2025, in Eunice of St. Landry County, LA, the USDA loan limit is set at $336,500, while the FHA limit for a single-family home is $472,030.

To compare current USDA and FHA rates, use the Lendersa® USDA loan calculator. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you with selecting the best program for your financial needs in Alabama.

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Loan Limits and Down Payment Needs for 2025 in Eunice, St. Landry, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Eunice, LA

Lendersa® is committed to quickly finding you the best USDA or FHA loan without hassle. Choose from three methods that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, supported by the federal Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Imagine Loan Funding
  • 11963 Stovall Way, Yucaipa, CA, 92399
  • "Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855 We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."
  • Valley View Mortgage, Inc.
  • 32829 Yucaipa Blvd, Suite C, Yucaipa, CA, 92399
  • "Valley View Mortgage, Inc. can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make,"
  • Adonai King LLC
  • 6828 Quebec Ct Unit 4, San Diego, CA, 92139
  • No Doc' financing to acquire that lucrative piece of investment real estate property? Adonai King LLC, specialize in multifamily, apartment building, strip mall, office building, warehouse and most categories of fixed income producing residential and commercial properties. Our nationwide asset-based funding platform requires NO tax returns, NO f
  • Premium Mortgage
  • 895 Palomar St, Suite H, Chula Vista, CA, 91911
  • We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.
  • RABASA Inc.
  • 780 Callecita Aquila Sur, Chula Vista, CA, 91911
  • Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
  • THE ATRAYON TREVINO TEAM
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
  • Balboa CRE
  • 865 Amena Court, Chula Vista, CA, 91910
  • Balboa CRE is located in San Diego County of California state. On the street of Amena Court and street number is 865. Balboa CRE is designed to help brokers close more commercial real estate loans. Our Purchase, Refinance, and CRE Investor lending options all provide quick answers that help our brokers close more loans for their clients.
  • New Era Financialgroup
  • 659 3rd Ave, Chula Vista, CA, 91910
  • We offer extensive experience in residential real estate sales, lending, and loan processing. We utilize and maximize our knowledge of the real estate market in order to provide excellent service to our clients. Also, we contribute with a strong background in lending and refinancing.