In 2026, the USDA loan limit set in Pembroke, within Plymouth county, MA, is $675,000, while the FHA limit for a single-family home is $828,000.
With Lendersa®'s USDA loan calculator, you can compare today’s top USDA vs. FHA rates to understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to decide which program is most suitable for your financial situation in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $675,000 | 0% | |
| FHA | $828,000 | 3.5% | |
| Conventional Conforming | $828,000 | 3% |
The objective at Lendersa® is to swiftly secure the most beneficial USDA or FHA loan for you with ease. Begin with one of three routes to find matching lenders and the right USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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