USDA Vs. FHA Pro and Con comparison in Pembroke, Plymouth County, MA

In 2025, the USDA loan limit set in Pembroke, within Plymouth county, MA, is $675,000, while the FHA limit for a single-family home is $828,000.

With Lendersa®'s USDA loan calculator, you can compare today’s top USDA vs. FHA rates to understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to decide which program is most suitable for your financial situation in .

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Pembroke, Plymouth, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Explore USDA and FHA Loan Opportunities in Pembroke, MA

The objective at Lendersa® is to swiftly secure the most beneficial USDA or FHA loan for you with ease. Begin with one of three routes to find matching lenders and the right USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, supported by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Star Loans of Texas
  • 3019 North Main Street, Baytown, TX, 77521
  • Star Loans was founded with an emphasis on providing superior customer service to our local communities to each and every person, each and every day. This continued emphasis allows us to create positive business relationships with our community. Each of our branches are managed by local individuals that understand their communities.
  • American Federal Residential Mortgage
  • 407 W. Baker, Suite S, Baytown, TX, 77521
  • LET ONE OF OUR PROFESSIONAL MORTGAGE CONSULTANTS BUILD A MORTGAGE LOAN ESPECIALLY FOR YOU. NEW HOMES AND RESALE HOMES SECOND HOMES AND VACATION HOMES ETC.. CALL OR COME BY OUR OFFICE FOR A FREE PRE -QUALIFICATION FOR A MORTGAGE LOAN BEFORE YOU SHOP FOR A NEW OR USED HOME. WE WILL FURNISH YOU WITH A PRE-APPROVAL LETTER AT NO CHARGE.
  • Amegy Mortgage
  • 1300 Rollingbrook, Baytown, TX, 77521
  • At Amegy, we strive to create a great place to work that reflects the communities we serve, where everyone counts, differences are valued and respected, and all employees are encouraged to contribute to business objectives. We are pleased to share with the communities we serve a summary of our organizational reflection.
  • Sentinel Mortgage Corporation
  • 7232 Eastpoint Blvd, Baytown, TX, 77521
  • Sentinel Mortgage is a Texas company that prides itself on getting YOU the best deal. We also understand that clients and realtors expect clear communication and availability in order to navigate the ever-changing mortgage waters. So don't waste time with a Big Bank that will take 2 months to close you and charge you handsomely for the privilege
  • Spirit of Texas Bank
  • 1836 Spirit of Texas Way, Conroe, TX, 77301
  • We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service"​ should be. Our expectation is to make a difference.
  • Alcon Employees Federal Credit Union
  • 6201 South Freeway, Fort Worth, TX, 76134
  • Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members
  • Farmers & Merchants Bank of Colby
  • 240 W 4th ST, Colby, KS, 67701
  • Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers! We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.
  • Commonwealth Mortgage Corp.
  • 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
  • The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.
  • MORTGAGE SOLUTIONS, LP
  • 11133 Interstate 45 S, Suite 310, Conroe, TX, 77302
  • "We are a full-service mortgage brokerage company that is based in Conroe, but serve all of Texas. We’ve been helping customers afford the home of their dreams for many years and we take pride in treating our clients with honesty and integrity. Mortgage Solutions LP NMLS #1636721..
  • Pistola Holdings, LLC
  • 5049 Edwards Ranch Rd, FL 4, Fort Worth, TX, 76109
  • We are guided by a firm conviction that the best way for us to create value – as a company – is by doing transactions that create value for our customers and partners. We offer creative financing options to homeowners that allow them to sell their property at full market value, defer capital gains taxes, sell property faster.
  • LOANFI MORTGAGE
  • 5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
  • The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.
  • The MINT National Bank
  • 1215 Kingwood Drive, Kingwood, TX, 77339
  • The MINT National Bank is a new community bank serving the greater Houston area. Opening on January 5, 2009, the Bank has grown steadily by by being attentive and responsive to its customers. As the economy improves, The MINT stands ready to assist customers with financing business acquisition and expansion.