USDA Vs. FHA Pro and Con comparison in Pembroke, Plymouth County, MA

In 2025, the USDA loan limit set in Pembroke, within Plymouth county, MA, is $675,000, while the FHA limit for a single-family home is $828,000.

With Lendersa®'s USDA loan calculator, you can compare today’s top USDA vs. FHA rates to understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to decide which program is most suitable for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Pembroke, Plymouth, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Explore USDA and FHA Loan Opportunities in Pembroke, MA

The objective at Lendersa® is to swiftly secure the most beneficial USDA or FHA loan for you with ease. Begin with one of three routes to find matching lenders and the right USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, supported by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Meraki Mortgage
  • 5727 Gaskill Street, Oakland, CA, 94608
  • With 17 years of experience in the industry, Meraki Mortgage has assisted hundreds of clients finance the property of their dreams.Whether you need a renovation loan, 5% down jumbo, VA / FHA /USDA /Conventional / Non-QM, reverse mortgage, bridge loan, or other loan product, we can help find you a loan at competitive rates that fits your unique need
  • Made Mortgage, Inc.
  • 1209 34th Street, Oakland, CA, 94608
  • Made Mortgage, Inc buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers.
  • In Touch Investments
  • 6465 San Pablo Ave, Oakland, CA, 94608
  • In Touch Financial Services specialized backgrounds, we give our clients a “wholistic” experience when buying or selling real estate. We ensure that a buyer meets lending regulations and is assured that their home is truly financially comfortable. Our sellers can rest assured that their home will be marketed professionally and diligently.
  • Pacific Western Mortgage Group
  • 2354 Powell Street, Suite B, Emeryville, CA, 94608
  • We're always delighted to give you the information you need to decide which mortgage is right for you. Your first consultation is ALWAYS free. Pacific Western Mortgage Group offers Emeryville, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.
  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
  • Sun Pacific Federal Credit Union
  • 1221 Nevin Ave, Richmond, CA, 94804
  • Sun Pacific Federal Credit Union is the credit union for the employees of the Social Security Administration, Region IX (San Francisco Region). Region IX includes Northern California, Guam, American Samoa, Northern Marianas, Hawaii, Nevada and Arizona. and also Sun Pacific Federal Credit Union has been open since 1946.
  • Welcome Home Funding
  • 885 Island Drive, Suite 205, Alameda, CA, 94502
  • Welcome Home Funding delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states & the District of Columbia, Welcome Home Funding branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings & transparency & communication.
  • Fresh Home Loan Inc
  • 1151 Harbor Bay Parkway, Suite 136, Alameda, CA, 94502
  • Fresh Home Loan, Inc., “Independent Mortgage Brokers That Work for the People! ™ with Garrick Werdmuller at the forefront, is a team of expert mortgage brokers helping people finance their dream homes and secure their future. We carry out our work with great care for our clients and follow the philosophy.
  • California Real Estate Finance
  • 35 Cork Road, Alameda, CA, 94502
  • California Real Estate Finance was established in 1988 with a very simple and straight forward business philosophy. The philosophy is to take the mortgage brokerage business to a much more professional status catering to A quality loans. The philosophy is simple. Give our clients great interest rates, great service
  • EZ Real Estate Loans
  • 1101 Marina Village Parkway, Suite 201, Alameda, CA, 94501
  • EZ Loans 4 Real Estate is a real estate and private money lender located in San Leandro, California. Founded in 2014 by Kevin Heslin, the company specializes in the origination of both residential and business purpose secured by Northern California real estate Specifically, EZ Loans 4 Real Estate originates loans to investors, borrowers.
  • The Finance Group
  • 1101 Marina Village Pkwy, Alameda, CA, 94501
  • At The Finance Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Levias Lending LLC
  • 1101 Marina Village Pkwy, Suite 201, Alameda, CA, 94501
  • At Levias Lending LLC. We are a full-service mortgage company based in Alameda, CA. We specialize in Home Purchase Loans and Refinance in Alameda. We also serve the surrounding cities in Alameda County. Whether you are buying a home or ReFinancing in the zip code 94501, we can help you realize your dream of homeownership