USDA Loan Vs. FHA loan pro & con for Caribou, Aroostook County, ME

In 2025, USDA loan limit in Caribou, county of Aroostook, ME is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Caribou, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 385-3657 2701 miles Lender's profile and map Reviews Platinum Mortgage Company 915 Highland Pointe Drive, Suite 250, Roseville, CA, 95678 Since 1989, we have been in business to help the communities we serve obtain the American Dream. Buying a home is one of our largest investments that we make in our lifetime. With our intense focus and commitment we have helped many clients make a sound financial decision regarding their mortgage and investment needs.
(916) 439-2160 2701 miles Lender's profile and map Reviews Community Home Mortgage 12 South Grant Street, Roseville, CA, 95678 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(916) 788-4441 2701 miles Lender's profile and map Reviews Homecite Mortgage Corporation 990 Reserve Dr, Suite 105, Roseville, CA, 95678 Homecite Mortgage is California’s Premier Mortgage Company specializing in home improvement, debt consolidation, property refinances, and purchase money loans. HomeCiteMortgage offers competitive rates on conforming, non-conforming, jumbo loans. HomeCite’s refinance programs are designed to help homeowners save money with their refinance.
(916) 560-3731 2701 miles Lender's profile and map Reviews Granite Equity Group Inc 311 Judah Street, Suite 100, Roseville, CA, 95678 The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.
(916) 248-7620 2701 miles Lender's profile and map Reviews Point Equity Residential Lending 925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678 "We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy. Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"
(916) 532-0169 2701 miles Lender's profile and map Reviews Dennis Knight 915 Highland Pointe Dr, Suite 250, Roseville, CA, 95678 "Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes. Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."
(916) 514-9540 2701 miles Lender's profile and map Reviews Brizzi Financial - Mortgage Professionals 1328 Blue Oaks Blvd, Suite 100, Roseville, CA, 95678 We are a locally owned Mortgage Brokerage, providing home loans in the state of California. We have access to top loan products designed to meet your specific needs and goals. Give us a call, we would love to work with you! Brokerage, providing home loans in the state of California. We have access to top loan products designed
(916) 987-0899 2702 miles Lender's profile and map Reviews Integrity Mortgage 9290 Madison Avenue, Orangevale, CA, 95662 Integrity mortgage has been in business since 1997. We are highly experienced, knowledgeable and approachable. We feel our name reflects who we are and how we serve each borrower we have the privilege to assist. We know there are many choices in mortgage services so we value clients who put their trust with us. business since 1997.
(909) 467-8600 2702 miles Lender's profile and map Reviews Golden Coast Mortgage 1119 South Milliken Avenue, Ontario, CA, 91761 Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
(909) 587-5185 2702 miles Lender's profile and map Reviews Capital United 3200 East Guasti Road, Suite 100, Ontario, CA, 91761 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 654-5838 2702 miles Lender's profile and map Reviews Firm Foundation Finances Inc 4345 East Lowell Street, Suite N, Ontario, CA, 91761 The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.