USDA Vs. FHA your options comparison in Carlsbad, Eddy County, NM
In the year 2025, the USDA loan limit for Carlsbad in Eddy county, NM is set at $336,500. Meanwhile, for an FHA loan, the limit is $472,030 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Evaluate the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator helps you view USDA, FHA, Conforming, and VA options side by side, aiding in deciding the best program for your specific financial needs in .
2025 Loan Limits & Down Payment Requirements in Carlsbad, Eddy County, NM
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Carlsbad, NM
Lendersa® aims to find you the best possible USDA or FHA loan, ensuring speed and efficiency. Start with any of these three paths to connect with lenders offering USDA loan programs.
A USDA home loan is a government-guaranteed loan through the Department of Agriculture, also known as a USDA rural development loan or mortgage. Available only in rural areas, it requires no down payment, unlike FHA loans, which need at least 3.5% down.
Pride of Ownership Inc Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you
Alternative Capital Lending (“ACL”) is a financial and professional firm specializing in commercial real estate lending services. With over 75 years of combined real estate experience, ACL is an expert when it comes to advising and structuring commercial real estate loans. We understand the changing market place
CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.
6528 Greenleaf Avenue, Suite 128, Whittier, CA, 90601
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.
Full Spectrum lending, Fannie Freddie, VA, FHA, Non-QM, Reverse, Fix and Flip, Private Equity.
Quick Approval and Funding: Time is of the essence in the fix-and-flip business. Our streamlined application process and quick turnaround times mean you can secure funding and get started on your project without delay.
7007 Washington Ave, Suite 311, Whittier, CA, 90602
Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
7007 Washington Ave, Suite 301, Whittier, CA, 90602
Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
