USDA and FHA Pro and Con in Santa-Teresa, Do?a Ana County, NM
In 2025, within Santa-Teresa of Do?a Ana county, NM, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family house reaches $356,362. These figures reflect the maximum borrowing capabilities under these federal loan programs within the specified area, providing guidance on the applicable loan sizes for eligible properties.
Make use of the Lendersa® USDA loan calculator for comparing the prevailing USDA and FHA rates. This tool aids in ascertaining the income, credit requirements, reserve standings, and documents essential for qualification. With our sophisticated mortgage calculator, view an array of lending options such as USDA, FHA, Conforming, and VA displayed side by side, facilitating a decision on which program in aligns with your financial preferences. Whether prioritizing minimal down payments or evaluating long-term benefits, our platform helps ensure a well-informed choice.
An Overview of 2025 Loan Boundaries and Down Payment Needs in Santa-Teresa, Do?a Ana County, NM
Kind of Loan
Maximum Limit
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploration of USDA and FHA Loan Opportunities in Santa-Teresa, NM
The aim of Lendersa® is to connect you with the most appropriate USDA or FHA loan options expediently and simply. Choose among these three initial methods to engage with suitable lenders and explore the various available USDA loan offerings. Our system is designed to streamline the lending process, making it more efficient and less daunting.
A USDA home loan, guaranteed by the United States Department of Agriculture, commonly described as a USDA rural development loan or USDA mortgage, is designed specifically for rural areas. This type of loan does not impose any down payment requirement, contrary to FHA loans which necessitate a minimum of 3.5% down payment. The USDA mortgage program empowers qualified homebuyers to attain homeownership without the conventional financial barriers, particularly in rural locations.
ACFCU founded in 1964 with an original membership for employees of US Steel Corporation working at the Atlantic City Ore Mine in Fremont County. There were roughly 400 members at this time. The mine shut down in 1983 causing hard times on Fremont County and the Credit Union.ACFCU received a community charter to expand its membership
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts
Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups.
From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being
2575 Vista Del Mar Drive, Suite 100, Ventura, CA, 93001
Ventura County Credit Union started in 1950, operating out of the county courthouse. Our first office was beneath a stairwell. We had only a few employees with one cash drawer. But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out.
SkyView Mortgage. We are a full service mortgage company based in Ventura, California. We specialize in Conventional No Cost Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
2419 East Harbor Boulevard, Suite 29, Ventura, CA, 93001
Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriad of loan programs including conventional financing, FHA 3.5% down payment financing, super Jumbo loans, and “Niche” products for self-employed borrowers.
The First National Bank and Trust Company of Miami
2 N Main St, Miami, OK, 74354
The First National Bank & Trust Company of Miami opened for business on February 17, 1900, and has served Miami and the surrounding area for over 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy.
TES Regional Healthcare Federal Credit Union, owned by the membership, is committed to the healthcare field in eight parishes of Louisiana. Our mission as stewards of the credit union include providing the best possible service and developing products that meet the needs of the membership.
