USDA and FHA Pro and Con in Carroll, Chautauqua County, NY
In 2025, the USDA loan limit in Carroll, part of Chautauqua County, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates. Calculate the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you identify the best choice in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Carroll, Chautauqua, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Carroll, NY
Lendersa® is dedicated to finding you the most suitable USDA or FHA loan rapidly and with ease. Choose one of three pathways that lead to matching lenders and USDA loan programs.
The USDA mortgage, backed by the U.S. Department of Agriculture, is also called a USDA rural development loan. It's exclusive to rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, no down payment is needed for the USDA mortgage.
Nona Financial has years of experience improving our client's cash flow. We are affiliated with over 50 different financial institutions including aggressive banks, small hedge funds and finance companies. We offer a variety of asset based loans and other alternative financings using both GAP and Non-Gap assets.
Guaranty Bank and Trust Company is a professional team of friendly, experienced and dedicated employees committed to providing the best personalized financial services and community leadership to the people of the parishes we serve. We provide value to our shareholders, customers, employees, and communities by exceeding expectations.
9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.
Baton Rouge Telco Federal Credit Union knows life is full of opportunities to say yes. Wherever you are on your financial journey, we hope we can say yes to help you get there. We’re confident our competitive rates and friendly team members will make it easy.So get to know Telco. Because we’re always looking for more ways to say yes!
The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
Colfax Banking Company has served the financial needs of Grant Parish and Central Louisiana banking customers. We are investing in the latest banking technology and backing it up with first class IT support and full service banking locations. If you’re looking for the best of both worlds join Colfax Banking Company today.
5235 Florida Blvd, Suite G, Baton Rouge, LA, 70806
American Thrift & Finance Plan Inc provides consumer finance services. The Company provides loan to consumers and financial planning services. Since 1953, American Thrift and State-Farm Acceptance have been proudly meeting the lending needs of New Orleans, Baton Rouge, Northshore and the River Region.
Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.
