In 2026, the USDA loan limit in Concord, within Erie, NY, is
$336,500, while the FHA limit for a single-family home is
$472,030.
Use Lendersa®’s USDA loan calculator to compare today’s top USDA and FHA rates.
Determine the income, credit, reserves, and required documents to qualify. Our advanced
mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you
choose the most suitable option in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Concord, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Concord, NY
Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and without hassle.
Choose one of three starting paths to connect with matching lenders and USDA programs.
A USDA home loan is guaranteed by the Department of Agriculture, known also as a USDA rural development loan
or mortgage, exclusively available in rural areas. Unlike FHA loans requiring at least 3.5% down payment, USDA
loans typically require none, offering a notable advantage for eligible buyers.
We are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, foreign national loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history
5030 Champion Blvd. Suite G11, Boca Raton, FL, 33496
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1639 Cape Coral Pkwy E, Suite 208, Cape Coral, FL, 33904
Stonesfgsmall Funding Group offers over 30 years of Financial Service expertise. With our experience and knowledge, our clients can access general business consulting covering income development, financial analysis, marketing evaluation and realignment as well as business efficiency and enhancement services.
Benefit Mortgage Inc works hard for your benefit! As a loan and mortgage brokerage firm, we strive to find you the best mortgage and business loans from our catalog of over 140 nationwide lenders. We have those lenders who want your business and will fight to win your loan. We are in your corner to make sure the loan makes sense.
At Cape Coral Mortgage, we are different. You need someone you can trust when you are making the biggest financial decision of your life. You need someone who has been around for a long time and has weathered the storm. A company who has people you can meet with, look in the eye and get the truth from.
3046 Del Prado Blvd S, Suite 1-B, Cape Coral, FL, 33904
American Mortgage Solutions (AMS), your mortgage broker in Cape Coral FL and Louisville KY. We are proudly licensed in Kentucky, Florida, Indiana, Colorado, and Tennessee, where we have been financing homebuyers’ and homeowners’ dreams for more than 20 years. Moving our clients from application to closing is a process that we take pride in.
1325 Southeast 47th Street, Suite F, Cape Coral, FL, 33904
Our mission at Edison Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3501 Del Prado Blvd, Suite 100, Cape Coral, FL, 33904
LENDSTAR MORTGAGE, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
We are Loan Consultants and Reverse Mortgage Specialists. We can close in 30 days or less. Additionally, we are a wholesale broker, which allows us the best interest rates available for our clients, and we are always working on making our customer service the best available.Established in 2014.
