USDA Vs. FHA Pro and Con comparison in Concord, Erie County, NY
In 2026, the USDA loan limit in Concord, within Erie, NY, is
$336,500, while the FHA limit for a single-family home is
$472,030.
Use Lendersa®’s USDA loan calculator to compare today’s top USDA and FHA rates.
Determine the income, credit, reserves, and required documents to qualify. Our advanced
mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you
choose the most suitable option in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Concord, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Concord, NY
Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and without hassle.
Choose one of three starting paths to connect with matching lenders and USDA programs.
A USDA home loan is guaranteed by the Department of Agriculture, known also as a USDA rural development loan
or mortgage, exclusively available in rural areas. Unlike FHA loans requiring at least 3.5% down payment, USDA
loans typically require none, offering a notable advantage for eligible buyers.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
TMC is the no. 1 SBA 504 lender in the nation. Since 1981, TMC has provided $10 billion in financing for over 6, 000 businesses throughout California and Nevada. This financing has resulted in the creation or retention of an estimate 60, 000 jobs. Now licensed to operate in Arizona!
1999 Harrison Street, Suite 1575, Oakland, CA, 94612
Falcon Bridge Capital formed in 2007 as part of a Joint Venture with a large Private Equity firm to invest in distressed Residential Mortgage Backed Securities ("RMBS"). The Company's clients include endowments/pensions, community banks, and private equity firms.The Company has expertise in structured products.
Our mission is to create and protect ownership and economic opportunity for all, especially people of color, women, rural residents, and low-wealth families and communities.Self-Help strengthens underserved communities by providing financing to homebuyers, nonprofits, childcare centers, community health facilities.
Since 2016, North Street has closed nearly $100 million of loans with a select number of experienced investors largely based in the San Francisco Bay Area. We are dedicated to being your preferred capital partner and are focused on providing creative and flexible solutions that will help you grow your business.
300 Frank H. Ogawa Plaza, Suite 250, Oakland, CA, 94612
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
PhinanceUS is a mortgage company that specializes in residential, multi-family, and commercial real estate financing. We have 30 years of experience in the mortgage industry.residential, multi-family, and commercial real estate financing. We have 30 years of experience is here to solve your real estate finance needs
PrinceRealtyUSA.com is one stop solution for Real Estate and No Cost, No point, No fee Refinance/purchase loan options in California. Prince Realty covers prime properties, REOs in Silicon Valley/Bay Area (Peninsula, East and South Bay Areas) and also wholesale lender we provide pre-approval and excellent interset rate.
Spectrum Credit Union is committed to providing highly competitive benefits and compensation as well as a comfortable, fun work environment for our staff. The Team Spirit Committee organizes companywide events throughout the year. Our headquarters office features ergonomic sit/stand desks, and semi-monthly subsidized table massages
HARMIT TOOR real estate agent with Bay East Brokers, Inc in Pleasanton, California and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Need an agent who knows how to effectively market your home so it sells? Give me a call!
