USDA Vs. FHA your options comparison in Concord, Erie County, NY
In 2025, the USDA loan limit in Concord, within Erie, NY, is
$336,500, while the FHA limit for a single-family home is
$472,030.
Use Lendersa®’s USDA loan calculator to compare today’s top USDA and FHA rates.
Determine the income, credit, reserves, and required documents to qualify. Our advanced
mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you
choose the most suitable option in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Concord, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Concord, NY
Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and without hassle.
Choose one of three starting paths to connect with matching lenders and USDA programs.
A USDA home loan is guaranteed by the Department of Agriculture, known also as a USDA rural development loan
or mortgage, exclusively available in rural areas. Unlike FHA loans requiring at least 3.5% down payment, USDA
loans typically require none, offering a notable advantage for eligible buyers.
6700 Kalanianaole Hwy, Suite 215, Honolulu, HI, 96825
At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.
Island Pacific HomeLoans, LLC, strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance and We offer conforming, Jumbo, VA, FHA and USDA loan programs. We also offer loan programs for first time home buyers.
3615 Harding Avenue, Suite 101, Honolulu, HI, 96816
Primary Residential Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company.
Hawaiian Financial Federal Credit Union formed out of an idea from Mutual Telephone Company employees. On October 22, 1936, 65 employees signed on as charter members with assets totaling $2,517, calling themselves Mutelco Oahu Employees Federal Credit Union.
In the aftermath of the S&L crisis of the 1980s, many people are turning a wary
Chartered in 1937, eight employees worked together to help start the employer-based Honolulu Construction and Draying Employees Federal Credit Union. Thanks to a strong commitment to make banking easy and enjoyable for its employees and members, HC & D EFCU had steady growth. In 1978, the credit union changed its name to HC & D
Hawaii National Bank opened its doors on Sept. 19, 1960, to the sound of 10, 000 firecrackers in Honolulu’s Chinatown neighborhood. By the day’s end, the bank had taken in $6.25 million in deposits, a national record for any first-day deposits for a new bank. From this auspicious start, Hawaii National Bank grew.
American Savings Bank Hawaii is a bank with operations in one state. American Savings Bank Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, HomeReady and construction mortgages American Savings Bank is a great bank making people’s dreams possible offering a range of financial services.
we originally opened as a credit union for educators. Though times have changed and we’ve grown into so much more, we never lost sight of who we serve. That’s why we partnered with 122 schools and organizations across the state of Hawai‘i in 2020. In addition, we awarded 21 scholarships and granted 41 career enhancement stipends to educators.
As a federally-chartered, federally-insured financial cooperative, Honolulu Fire Department Federal Credit Union is a member-owned and member-governed financial institution like the other 7, 000 credit unions across the country. With our focus on firefighters throughout Hawaii, we truly serve to be Your Lifeline for a Lifetime!
Kamehameha Federal Credit Union (KFCU) is dedicated to helping its members achieve their personal financial successes by providing a wide range of financial products and services. KFCU has been proudly serving its membership since 1957. As a not-for-profit financial cooperative, it is owned and operated by its members.
