In 2025, the USDA loan limit for a single-family home in Old-Westbury, county of Nassau, NY, is $0, whereas the FHA limit stands at $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top current rates for USDA versus FHA loans. You can determine the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best fit for your financial circumstances in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® is committed to connecting you with the best USDA or FHA loan options quickly and without hassle. Select one of three starting points to find matching lenders and USDA loan programs that suit your needs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans necessitate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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