USDA Vs. FHA Pro and Con comparison in Monfort-Heights, Hamilton County, OH
In 2025, for Monfort-Heights, located in Hamilton, OH, the USDA loan limit is $285,000, while for a single-family home, the FHA limit is $356,362.
Use Lendersa® USDA loan calculator to compare top USDA versus FHA rates today, evaluating income, credit, reserves, and documentation needed for qualification. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA loans side by side to choose which option in Alabama suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Monfort-Heights, Hamilton, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Monfort-Heights, OH
The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you hassle-free. Select one of three pathways that connect with matching lenders and relevant USDA loan programs.
A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, referred to as the USDA rural development loan, solely available in rural areas. Contrary to FHA loans requiring a minimum 3.5% down payment, USDA loans require none.
CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.
912 W. Baxter Drive, Suite 150, South Jordan, UT, 84095
CBC Mortgage Agency was formed in 2013 by the Cedar Band Corporation, a tribally owned enterprise wholly owned by the Cedar Band of Paiutes, with a goal to diversify the tribe’s business interest. Cedar Band Corporation operates 9 subsidiaries both on and off the reservation to promote economic self-sufficiency.
859 West South Jordan Parkway, Suite 101, South Jordan, UT, 84095
We take pride in enabling individuals and families to take the major life step of purchasing a home. If you are unable to purchase a home because of insufficient funds for a down payment and closing costs, we are here to help you explore all your State and Federal funding options. We’ve got your back!
2651 W South Jordan Parkway, South Jordan, UT, 84095
We specialize in residential mortgages. At Aspen Hills Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
10808 S River Front Parkway, Suite 3084, South Jordan, UT, 84095
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
The Mortgage Partner has been providing mortgage loans in Utah since 1993. Our Utah based company has over 40 years of combined lending experience. We are a mortgage broker which allows us the opportunity to work with multiple lenders—getting you the best rate possible. As a mortgage broker, we have access to many different lenders that others
CloseYour Mortgage has helped thousands of Utahns save on their upfront mortgage costs and monthly interest payments. Reach out and let our licensed professionals show you the sensible way to finance (or re-finance) your dream home. There are many types of mortgage loans available.
14117 South Light Cahill Cove, Bluffdale, UT, 84065
Sharp Lending Solutions was formed out of a need to offer a better solutions for consumers, realtors and builders. William Sharp the owner and founder has spent 12 years as a loan officer, Broker and Principal Lending Manager prior to forming Sharp Lending Solutions. Many companies offer only single solutions, SLS offers a wide variety of lending.
10355 South Jordan Gateway, Suite 525, South Jordan, UT, 84095
Homie Loans™ was born out of the need for a simplified mortgage loan process. With Homie Loans™ you get an amazing rate, simplicity and friendly support. It’s so much better than before Homie Loans is the fastest way to get the lowest interest rate and closing costs possible No hidden fees. No catch. No crazy commissions
Advocate Home Loans, Inc. (NMLS #315362) is committed to giving you the best rate, lowest closing cost, and timely service in the industry today. We want your business today and tomorrow, also from your family, friends, and associates. Our company is based on repeat business and referrals. We do apply the “Golden Rule”.
