USDA VS FHA in Monfort-Heights, Hamilton County, OH

In 2025, for Monfort-Heights, located in Hamilton, OH, the USDA loan limit is $285,000, while for a single-family home, the FHA limit is $356,362.

Use Lendersa® USDA loan calculator to compare top USDA versus FHA rates today, evaluating income, credit, reserves, and documentation needed for qualification. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA loans side by side to choose which option in Alabama suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Monfort-Heights, Hamilton, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Monfort-Heights, OH

The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you hassle-free. Select one of three pathways that connect with matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in OH

A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, referred to as the USDA rural development loan, solely available in rural areas. Contrary to FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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