USDA and FHA Pro and Con in Painesville, Lake County, OH
In 2025, the USDA loan limit in Painesville, county of Lake, OH, is set at $336,500, whereas for a single-family home, the FHA guideline is $472,030.
The Lendersa® USDA loan calculator can be utilized to compare current USDA and FHA rates, as well as to ascertain the necessary income, credit score, reserves, and document prerequisites for qualification. Our sophisticated mortgage calculator offers a comprehensive side-by-side view of USDA, FHA, Conforming, and VA options, empowering you to decide which program best meets your financial needs in .
Loan limits and downpayment requirements for 2025 in Painesville, county of Lake, OH
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA loan options in Painesville, OH
Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and without complication. Start with one of three initial pathways that connect you to lenders and respective USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture—also called a USDA rural development loan or mortgage—is specifically available in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment, providing significant advantages for eligible buyers in rural settings.
Farmers & Merchants Bank is locally owned and operated, right here in Indiana. That means that loan decisions are made in our local office. That's right - loan decisions are made quickly by us - not a suit in a board room. This means money stays in the community, and you will deal with our friendly staff, not with someone you don't know.
12700 Townepark Way, Suite 111, Louisville, KY, 40242
Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time
The Anderson Financial Group, Inc., an Illinois Corporation, was founded in 1998 by Mike Anderson. We are headquartered in Chicago, Illinois, with branch offices located in Illinois, Michigan and Arizona.We are licensed to assist homeowners with residential mortgage loans in the following states: Arizona, California, Colorado and more
First Eagle Bank is an entrepreneurial, independent bank, offering a complex range of commercial and personal banking services in the Chicago land area. We are focused on developing long lasting relationships with our customers, our community and our staff. We are proud to carry a Superior Five Star Rating from Bauer Financial.
948 West Madison Street, Suite CE, Chicago, IL, 60607
E-Finance Mortgage is a conscientious devotee of humble service to our clients, offering convenient & low priced home mortgage services for purchase & refinance of the American dream of owning a home.We are focused on becoming the 1st choice in the markets we serve through integrity, exceedingly high business ethics & valuable social responsibility
50 States Capital, Inc. is a firm that engages capital resources that invest in Hard Money Loans that are asset based (real estate, AR, equipment and Intellectual Properties), Business Loans (Unsecured and Secured), Note Acquisitions, Joint Ventures, Real Estate Investments and Mergers & Acquisitions.
First National Bank is a full service commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia. Member FDIC | Equal Housing Lender commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia.
3516 North Ashland Ave, Unit C, Chicago, IL, 60657
Network Mortgage has been dedicated to providing the highest level of customer service. At Network Mortgage we take pride in what we do and are committed to continually improving and expanding the quality of service offered. Our continued growth and success is evidence of our record and speaks to the trust
3047 N. Lincoln Ave., Suite 400, Chicago, IL, 60657
FBC Funding is a Commercial Mortgage Broker specializing in helping residential and commercial real estate investors meet their financing goals. We offer a wide variety of financing terms for investors including fix and flip, buy and hold, blanket and lines of credit for residential and commercial properties.
