USDA Vs. FHA your options comparison in Warrensville-Heights, Cuyahoga County, OH

In 2025, USDA loan limit in Warrensville-Heights, county of Cuyahoga, OH is $0 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Warrensville-Heights, county of Cuyahoga, OH

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Warrensville-Heights, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lincoln Home Loans
  • 40 Burton Hills Blvd, Suite 200, Nashville, TN, 37215
  • The Lincoln Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Legacy Home Loans
  • 4025 Hillsboro Pike, Suite 601, Nashville, TN, 37215
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • USA Mortgage Network, Inc.
  • 1333 Boston Road, Springfield, MA, 01119
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.
  • First Southern Bank IL
  • 102 Airway Dr, Marion, IL, 62959
  • First Southern Bank realizes that we must earn the right to be your bank of choice. We take great pride in our customer service and combining that with the fact that we are a locally owned and managed Southern Illinois bank allows us to feel comfortable in asking to be your bank.
  • Premier Source Federal Credit Union
  • 232 North Main Street, East Longmeadow, MA, 01028
  • Premier Source Federal Credit Union is a not-for-profit, member-owned financial institution that exists to serve the financial needs of our member owners. Our focus is our members and their local community. At Premier Source, every depositor is an owner and shareholder and has a voice in shaping our direction.
  • Davenport Police Department Credit Union
  • 227 West 4th Street, Davenport, IA, 52801
  • Membership in the Davenport Police Department Credit Union is open to Public Safety Employees - law enforcement, fire, medic, corrections, courts - living or working in Scott County, Iowa, and City of Davenport employees. Family members including parents and grandparents, children and grandchildren, and brothers and sisters, and all their spouses.
  • Gas & Electric Credit Union
  • 2300 4th Avenue, Rock Island, IL, 61201
  • Gas & Electric Credit Union proudly serves employees and retirees of MidAmerican Energy, the City of Rock Island, BITCO Insurance, Illinois Casualty Company, Rock Island Corps of Engineers, Friendship Manor, Rock Island Milan School District, Downtown Rock Island District Businesses and many other local, small businesses
  • Classic Home Mortgage
  • 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
  • Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.
  • Mound City Bank
  • 25 East Pine Street, Platteville, WI, 53818
  • Founded in 1915, Mound City Bank are committed to our customers, communities & our employees; specializing in personal, mortgage, agricultural, commercial & trust banking services. Our team of professionals will work with you one on one to ensure you have the right products & services that fit your needs.