USDA Loan Vs. FHA loan for Plains, PA 2025

In 2025, the USDA loan ceiling for Plains, situated in Luzerne county, PA, is $336,500. Meanwhile, for a single-family home, the FHA ceiling is $472,030.

Utilize the Lendersa® USDA loan calculator to examine today's top USDA versus FHA rates. Identify the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in best fits your financial needs.

USDA and FHA Loan Options in Plains, PA

Lendersa® aims to provide you with the best possible USDA or FHA loans quickly and effortlessly. Choose one of three starting points that will connect you with matching lenders and USDA loan offerings.

Lendersa USDA loan inquiry and matching results

What Is a USDA Loan in PA?

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. It is available solely in rural regions. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment.

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(310) 832-0227 Lender's profile and map Reviews BOPTI Federal Credit Union 1451 S. Seaside Ave, Terminal Island, CA, 90731 BOPTI Federal Credit Union is open to Bureau of Prisons employees and Commissioned Officers of the Public Health Service working at certain BOP facilities, and their immediate families. At BOPTI Federal Credit Union, we've adopted the philosophy of "Once a Member, Always a Member.
(310) 667-1469 Lender's profile and map Reviews Imperial Real Estate 1008 South Pacific Avenue, Suite 208, San Pedro, CA, 90731 Imperial Real Estate is a full-service independent real estate brokerage serving the South Bay from Long Beach to Manhattan Beach. Primary practice areas span residential, multifamily, and commercial real property sales and investments and also Mark Ehlers is the founding owner and Broker of Record of Imperial Real Estate.
(530) 303-3643 Lender's profile and map Reviews EZ Mortgages 4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667 EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.
(818) 839-0976 Lender's profile and map Reviews Chasity Lousteau 17337 Ventura Blvd, Suite 300, Encino, CA, 91316 Chasity is a licensed Real Estate Broker and Mortgage Loan Originator based at Huntington Group. She provides residential real estate services to homeowners in the West San Fernando Valley cities of West Hills, Woodland Hills, Topanga, Calabasas, Bell Canyon, Canoga Park, Chatsworth and surrounding areas throughout Los Angeles & Ventura Counties.
(818) 252-8552 Lender's profile and map Reviews California Prime Capital 17412 Ventura Blvd, Suite 131, Encino, CA, 91316 California Prime Capital is a Los Angeles-based private money lender specializing in short-term real estate loans. By providing the fastest and most reliable funding options on the market, we have established ourselves as a key player in the lending sector for real estate investments.
(818) 625-4184 Lender's profile and map Reviews Robbins & Lloyd Mortgage Inc. 17337 Ventura Boulevard, Suite 100, Encino, CA, 91316 Robbins & Lloyd Mortgage Inc. is no longer just a mortgage, and must be seen as part of your overall debt management strategy and an integral part of your financial plan. Our team is committed to providing expert advice to you and your family in order to protect one of your most valuable assets – your home.
(818) 565-6212 Lender's profile and map Reviews My Loan Underwriters 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316 My Loan Underwriters provide our borrowers, agents and business affiliates with a streamlined loan financing process, delivering exceptional service, competitive pricing and an array of loan programs. Our industry education and funding source relationships make us uniquely qualified to help our clients select the best product.
(818) 501-3020 Lender's profile and map Reviews First Nation Financial Corp 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316 First Nation Financial Corp began with the belief that our clients’ best interest is our #1 priority. Today, this philosophy is more important than ever. Our loan officers, Jan and Kam, each with 30 years of experience, will utilize their resources to obtain the best and most competitive loan for you.
(888) 239-6161 Lender's profile and map Reviews Go Direct Lenders, LLC 17525 Ventura Boulevard, Suite 107, Encino, CA, 91316 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(818) 469-5626 Lender's profile and map Reviews Apex Financial Group 5535 Balboa Boulelvard, Suite 102, Encino, CA, 91316 Apex Financial Group is committed to helping you find the right mortgage product for your individual needs. With over 30 years of experience, we work with industry-leading lenders to provide NO-COST LOANS at competitive rates for residential, multi-family and commercial real estate financing.
(310) 926-0844 Lender's profile and map Reviews Supreme Mortgage Group 6080 Center Drive, Los Angeles, CA, 90045 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(877) 611-6226 Lender's profile and map Reviews My Reverse Options 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045 My Reverse Options are committed to doing the “right thing” for our customers. We understand that our industry has had a less-than-stellar reputation because of unscrupulous deeds perpetrated by some loan officers and the many myths surrounding the Home Equity Conversion Mortgage (HECM) or Reverse Mortgage.