USDA Vs. FHA your options comparison in Hales-Corners, Milwaukee County, WI

In 2026, the USDA loan cap for Hales-Corners, located in Milwaukee county, WI, is $0. Meanwhile, the FHA loan limit for a single-family home is $362,250.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, evaluating income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side to choose the best program in for your specific financial situation.

Review loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Hales-Corners, Milwaukee, WI

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Hales-Corners, WI

The goal of Lendersa® is to quickly provide you with the best USDA or FHA loan without hassle. Choose from three starting points to match with lenders and USDA loan offerings.

Image illustrating Lendersa USDA loan request and outcome

What is a USDA Loan in WI?

A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government’s Department of Agriculture and specifically available for rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hales-Corners Lenders

  • Pyramax Bank
  • 7001 W. Edgerton Ave, Greenfield, WI, 53220
  • Lends in Wisconsin
  • PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha.

    Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,

  • Wisconsin Wholesale Mortgage
  • 2833 W. Layton Avenue, Milwaukee, WI, 53221
  • Lends in Wisconsin
  • wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first

  • Empower Credit Union
  • 10635 W Greenfield Avenue, West Allis, WI, 53214
  • Lends in Wisconsin
  • Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.

  • Mount Baker Mortgage Company LLC
  • 1007 South 73rd Street, West Allis, WI, 53214
  • Lends in Wisconsin
  • We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.

  • Corporate Central Credit Union
  • 6262 South Lowell Place, Muskego, WI, 53150
  • Lends in Wisconsin
  • Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight

  • A+ Mortgage Services, Inc.
  • W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150
  • Lends in Wisconsin
  • A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.

  • SmartFinancial
  • 2778 South 35th Street, Milwaukee, WI, 53215
  • Lends in Wisconsin
  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.

  • WaterStone Bank, SSB
  • 11200 West Plank Court, Wauwatosa, WI, 53226
  • Lends in Wisconsin
  • WaterStone Bank, established in 1921, offers a full suite of personal and business banking products. The community bank has branches in Wauwatosa/State St, Brookfield, Fox Point/North Shore, Franklin/Hales Corners, Germantown/Menomonee Falls, Greenfield/Loomis Rd, Oak Creek/27th St, Oak Creek/Howell Ave, Oconomowoc/Lake Country.

  • The Equitable Bank
  • 2290 North Mayfair Road, Milwaukee, WI, 53226
  • Lends in Wisconsin
  • The Equitable Bank was founded over 85 years ago for the purpose of helping to assure that Milwaukee area families had good, adequate housing. Today, Equitable is one of the largest residential real estate lenders in Milwaukee. The Equitable Bank operates a 6-branch network serving families in the metropolitan Milwaukee area.