USDA VS FHA in Howard, Brown County, WI

As of 2025, the USDA loan threshold for a single-family home in Howard, located in Brown County, WI, is $336,500. In contrast, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today and determine the income, credit, reserves, and documentation required to qualify. Our enhanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in deciding the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Howard, Brown, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Howard, WI

Lendersa®'s goal is to provide you with the best possible USDA or FHA loan quickly and effortlessly. Choose one of the three starting options to connect with lenders and USDA programs.

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Understanding the USDA Loan in WI

The USDA home loan, supported by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusively available in rural neighborhoods. FHA loans require at least a 3.5% down payment, whereas a USDA mortgage does not need any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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