USDA Vs. FHA Pro and Con comparison in Howard, Brown County, WI
As of 2026, the USDA loan threshold for a single-family home in Howard, located in Brown County, WI, is $336,500. In contrast, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today and determine the income, credit, reserves, and documentation required to qualify. Our enhanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in deciding the most suitable program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Howard, Brown, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Howard, WI
Lendersa®'s goal is to provide you with the best possible USDA or FHA loan quickly and effortlessly. Choose one of the three starting options to connect with lenders and USDA programs.
The USDA home loan, supported by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusively available in rural neighborhoods. FHA loans require at least a 3.5% down payment, whereas a USDA mortgage does not need any down payment at all.
Bay Bank was founded in 1995 by the Oneida Nation and a group of five Green Bay area business men. They intended to provide the Green Bay area community with a locally controlled financial institution. This institution would be free from bank mergers and consolidations that were becoming common to the larger financial institutions.
1830 W. Mason Street, Suite 1, Green Bay, WI, 54303
Lends in Wisconsin
We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.
Landmark Mortgage Lending is located in Green Bay, WI, United States and is part of the Nondepository Credit Intermediation Industry. and Landmark Mortgage Lending specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions
Service Credit Union was created in 1934, when a group of farsighted Wisconsin Public Service employees joined together to help their fellow employees in those desperate days of the Great Depression. In those days, it was not easy to borrow money except at high rates of interest. Provide members with competitive, high quality financial services.
At PCM Credit Union you will always be greeted with a smile & a friendly voice. We truly are “People Caring More” & you will witness the PCM Credit Union difference when you partner with us as a member of the credit union, or within the community. We are dedicated to our Mission & Vision of going above and beyond what other financial institutions.
Cornerstone Mortgage is one of the largest mortgage lenders in Wisconsin and Upper Michigan, with 2 Wisconsin offices located in De Pere and Green Bay, as well as an office in Menominee, Michigan, and over 20 licensed loan originators on staff who have over 190 combined years of experience. We offer a vast array of mortgages
Wisconsin Medical CU was started by Mr. Leland Clark who had worked with Mrs. Leonard Hearden on Payroll and Personnel at St. Vincent Hospital. Mr. Clark thought a credit union would be a good way for employees to help other employees. A credit union is a not-for-profit organization made up of a group of people who join together to save money.
Nicolet National Bank distinguishes itself by providing unmatched customer service to each and every one of its clients. Nicolet National offers localized, knowledgeable decision-making designed to create long-lasting relationships within the community. From multi-million dollar commercial loans, to small personal loans
Associated Banc-Corp (NYSE: ASB) has total assets of $34 billion and is Wisconsin’s largest bank holding company. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from more than 200 banking locations serving more than 100 communities
