When seeking a hard money loan, the headline interest rate often matters less than loan fees, cash-out amounts, and funding speed. For direct hard money mortgage brokers, focusing solely on commissions can risk losing the deal entirely. Collaboration and smart networking are essential.
Your priority should always be closing the loan for your client. Successfully funding challenging scenarios boosts your reputation, secures repeat business, and ultimately grows your bottom line.
Submit your scenario to Lendersa® today
There are thousands of direct hard money lenders across the country, but manually contacting all of them is unrealistic. Every hard money loan is unique, presenting its own set of challenges and variables.
Comparing multiple lenders is critical. It is the only way to ensure you secure funding for tough loans or save significant capital on favorable terms. However, reaching out to 20 to 50 local and national lenders one by one is exhausting.
That is where Lendersa® comes in.
At Lendersa, we aren't competing with lenders; we simply strive to give you the best service and full transparency. Because of this, we are providing the direct phone numbers and emails for 16 of the best hard money wholesale lenders in the industry right here in this post.
You have a choice. You can spend the next several days doing this the "hard way"—preparing your scenario and manually emailing it to each of these lenders one by one.
OR, you can do it the "smart way" using Lendersa® for free. Our portal can save you hours of work and boost your chances of securing a better loan by 95%.
Here is a look at how the Lendersa® platform transforms the lending process:
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The complete 10-step process and Lendersa® CRM are entirely free for consumers and brokers who submit loan requests.
If your situation is complicated, comparing multiple options is non-negotiable. Here is the direct contact information for 16 top-tier lenders. Remember, you can contact them individually below, or reach them all instantly through Lendersa®.
Formerly known as LendingHome, Kiavi is one of the nation’s largest tech-enabled private lenders for real estate investors. Operating in over 30 states, they specialize in fix-and-flip, bridge, and DSCR rental loans. Their technology-driven platform allows for rapid underwriting, with typical closing times of 10 to 14 days.
Phone: 1 (844) 415-4663
Email: [email protected]
Originally based in Chicago and now operating nationally, Renovo is a private lender that emphasizes relationship-based service combined with local market expertise. They provide fix-and-flip, new construction, and rental property loans, catering heavily to full-time real estate entrepreneurs.
Phone: (888) 568-8894
Email: [email protected]
A direct, nationwide private lender providing both short-term and long-term financing for real estate investors. Their core products include fix-and-flip, long-term rental property financing, and ground-up construction loans. They are known for competitive rates and average closing times of about 2 to 3 weeks.
Phone: (860) 432-5858
Email: [email protected]
Operating across the U.S., Conventus provides capital to real estate investors through fix-and-flip, bridge, ground-up construction, and rental loans. They are known for their flexible underwriting and tech-forward approach that streamlines the closing and draw processes.
Phone: (800) 204-2705
Email: [email protected]
Founded by industry veterans, CV3 specializes in business-purpose loans for non-owner-occupied properties. Their primary offerings include fix-and-flip, bridge, and 30-year rental loans, utilizing a straightforward digital platform to ensure reliable and fast funding for investors.
Phone: (844) CV3-0001
Email: [email protected]
A prominent hard money lender that provides fast capital primarily for real estate investors. Operating heavily on the East Coast and in other major national markets, ABL specializes in fix-and-flip, new construction, and DSCR loans. They are known for speedy execution, frequently closing in as little as 7 to 10 days.
Phone: (800) 200-1208
Email: [email protected]
Visio distinguishes itself by focusing extensively on 30-year rental loans for real estate investors. They are a national leader in long-term DSCR financing for single-family rentals and vacation properties (Short-Term Rentals). They operate in most states and are favored by "buy and hold" investors.
Phone: (888) 521-0353
Email: [email protected]
8. Merchants Mortgage & Trust Corp.
Established in 1961, Merchants Mortgage is a highly experienced lender offering specialized real estate financing. They operate across multiple states, offering fix-and-flip, long-term rental, construction, and bridge loans, catering to both residential and commercial real estate investors.
Phone: (303) 773-3000
Email: [email protected]
Submit your scenario to all lenders
9. Capital Fund 1
An asset-based hard money lender with a dominant presence in the Southwest (Arizona, Texas, Colorado). Because they do not require credit checks and base loans entirely on the asset, they boast some of the fastest closing times in the industry—often within 24 to 48 hours. They finance fix-and-flip, construction, and commercial properties.
Phone: (480) 889-6100
Email: [email protected]
Dubbed an "alternative lending platform," I Fund Cities operates nationwide, providing bridge, fix-and-flip, ground-up construction, and 30-year DSCR rental loans. They cater to both new and experienced investors, focusing on providing a transparent, tech-driven, and highly communicative borrower experience.
Phone: (215) 770-1505
Email: [email protected]
11. DSLD Mortgage
While part of a wider ecosystem that handles traditional retail mortgages for DSLD Homes, their appearance on private lending lists reflects their robust specialized lending arms, which provide flexible financing, construction, and investment property loans primarily in the Southern U.S.
Phone: 1 (844) DSLD-MTG / (225) 664-0360
Email: [email protected]
A national private lender offering comprehensive financing solutions, including fix-and-flip, ground-up construction, and 30-year rental loans. They are popular among investors for their high-leverage options (often up to 100% of rehab costs) and an efficient, straightforward draw process.
Phone: (410) 593-1413
Email: [email protected]
A national lending firm focusing on flexible, alternative capital solutions for real estate investors. They provide hard money loans, short-term bridge financing, and fix-and-flip loans, prioritizing fast approvals, direct access to decision-makers, and reliable funding.
Phone: (800) 668-1004
Email: [email protected]
14. Sound Capital
A private money lender primarily serving residential real estate developers and investors. They specialize in providing capital for fix-and-flip projects, ground-up construction, and bridge financing, known for a streamlined loan process and deep understanding of local real estate markets.
Phone: 1 (888) 490-4450
Email: [email protected]
A direct private hard money lender based in Texas, but aggressively expanding into multiple states (including MO, TN, AL, IN, NC, GA). They focus on fix-and-flip, rental, and commercial property loans. They are well known for speed, frequently closing loans in just 3 to 5 days.
Phone: 1 (214) 420-7330
Email: [email protected]
A boutique private real estate lender focusing on quick, flexible capital for property investors. They offer bridge, fix-and-flip, and rental property loans, catering to real estate developers and operators who need customized structures and fast turnaround times.
Phone: (Inquiries generally managed directly through their digital portal or specialized account reps once onboarded)
Email: [email protected]
Your client’s perfect loan is out there. Don't limit their options to the few lenders you have saved in your inbox, and don't waste days sending emails one by one. Submit your scenario to Lendersa® today and let our platform bring the best hard money wholesale lenders directly to you.