Utica, New York 11 Bridge Loan Lenders with AI [2026]

In Utica, NY, bridge loan rates commence at 2.46% for loans secured in the first position, and remain at 2.46% for those in the second position as well. The Lendersa® directory is comprehensive, listing all financial institutions and private hard money lenders ready to provide Bridge Loans for both residential and commercial properties situated in NY.

Our bridge loan calculator is at your service to assist in determining the current rates applicable to either residential or commercial bridge loans. This tool enables you to assess necessary income, credit, reserves, and documentation needed for qualification.

There are circumstances under which hard money lenders might expedite the funding of your bridge loan mortgage, completing the process within a few days and relying solely on the equity present in your property, thus bypassing the need for any documents.

Look through and compare loan offers from a pool of 100 lenders

Explore Your Loan Options in Utica, NY

The overarching goal of Lendersa® is to swiftly secure the best Bridge loan for you, ensuring minimal hassle. We offer three distinct starting points that facilitate matching you with the appropriate lenders and Bridge loan programs.

Results from a Lendersa Bridge loan request and matching process

The Lendersa® Bridge mortgage calculator is a practical tool that enables you to compare multiple lenders, helping you determine which offers the most competitive bridging loans, available up to $2,290,000 for first position loans or starting at $27,116 for second location loans.

Lendersa® efficiently gathers data on loan programs from a wide spectrum of Bridge loan lenders, including entities like bridge credit unions or civic financial services, and within seconds, aligns it with your specific financial profile and requirements.

Understanding Bridge Loans

The definition of a bridge loan encompasses bridge lending, swing loans, or Bridge financing, each having various definitions and specific loan programs tailored to meet different client intents. Discover how Bridge loans operate or provide your information, and we will promptly match you with leading bridge loan providers.

To determine the precise distance between Bridge lenders and your property, fill in the address or location of the property here:



Utica Bridge Loan Lenders

  • Adirondack Bank
  • 185 Genesee Street, Utica, NY, 13501
  • Lends in New York
  • Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender

  • Special Metals Federal Credit Union
  • 4340 Middle Settlement Road, New Hartford, NY, 13413
  • Lends in New York
  • Special Metals Federal Credit Union, located at 4340 Middle Settlement Rd, New Hartford, N.Y, is proud to be in its 51st year of serving its membership! Chartered in 1961, our asset size has grown to $13 million over the years. We serve almost 1200 members, including employees of Special Metals, retirees, and family members of employees.

  • GPO Federal Credit Union
  • 4311 Middle Settlement Road, New Hartford, NY, 13413
  • Lends in New York
  • GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30, 000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members.

  • First Source Federal Credit Union
  • 4451 Commercial Drive, New Hartford, NY, 13413
  • Lends in New York
  • First Source Federal Credit Union is dedicated to helping people Live Smarter, offering financial services and education to improve the quality of life of their Members and the communities they serve. Founded in 1938, First Source is a not-for-profit, Member-owned financial cooperative with branches in New Hartford, North Utica, South Utica, Rome,

  • Bank of Utica
  • 222 Genesee Street, Utica, NY, 13502
  • Lends in New York
  • Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.

  • Utica District Telephone Employees Federal Credit Union
  • 2812 Genesee Street, Utica, NY, 13502
  • Lends in New York
  • Utica District Telephone Employees FCU provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families. Utica District Telephone Employees Federal Credit Union, located at 2812 Genesee St, Utica, New York, provides a complete range of financial services to employees of Verizon.

  • ACCESS Federal Credit Union
  • 6 Franklin Avenue, Clinton, NY, 13323
  • Lends in New York
  • ACCESS Federal Credit Union was chartered in 1947 as the Oneida Limited Employees Federal Credit Union. It was open to employees and their families of Oneida Silversmiths. In June of 1999, we changed our name to ACCESS Federal Credit Union. In August 2000, the National Credit Union Administration (NCUA) approved our request

  • Remington FCU
  • 39 Central Plaza, Ilion, NY, 13357
  • Lends in New York
  • Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • Rome Teachers Federal Credit Union
  • 924 Turin Street, Rome, NY, 13440
  • Lends in New York
  • Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.

  • Rome Federal Credit Union
  • 937 Seneca Street, Rome, NY, 13440
  • Lends in New York
  • Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!