private hard money commercial lenders of CA

Get the best commercial hard money loan rates from 1248 commercial hard money lenders in California ready to fund loans for commercial properties purchases, refinance, or construction for commercially zoned properties.

Find out your commercial hard money loan options and rates by selecting lenders from our 2025 complete list of commercial hard money lenders in the State of California

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The magic commercial hard money loan calculator

To ensure all of your lending needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of direct hard money lenders. You can now discover the best commercial hard money loan rates today to fund any kind of commercial property or commercial plus construction in California.

Commercial loans and Industrial loans

Avoiding unnecessary inquiries will reduce your credit score. Get pre-approved for your commercial hard money loan without the need to see your social security number or any sensitive financial information.

Commercial construction loans, industrial properties, and blanket loans are part and parcel of commercial property lending; you may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Commercial Hard money lending near you?

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; Commercial loans in could best be arranged by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.



  • First Capital Trust Deeds
  • 128 Camino Pablo, Orinda, CA, 94563
  • First Capital Trust Deeds is an excellent option for you if you want results with a hard money loan in California,We have 30+ years of combined experience in all types of lending and we’re experts who can provide lending options for self-employed or non-traditional financing for luxury real estate and private commercial properties.
  • Envoy Mortgage
  • 746 Main Street, Suite A, Cambria, CA, 93428
  • "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S. "
  • DCI Mortgage & Investment
  • 4100 Moorpark Ave. Suite 216, San Jose, CA, 95117
  • DCI is a Silicon Valley mortgage broker and lender. Along with competitive rates, DCI provides some of the most flexible loan terms in the industry. DCI focuses on helping people and business finance property outside of the traditional routes. We have many sources of investment and funding.
  • America's Home Loans
  • 11 Petaluma Blvd Suite 206, Petaluma, CA, 94952
  • America's Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Pacifica Finance Corporation
  • 1201 Puerta del Sol, Suite 204, San Clemente, CA, 92673
  • Pacifica’s lease/finance programs are structured to meet our customer client’s capital needs. We control the entire transaction process from the initial gathering of the application and credit information, to financial analysis, then to transaction approval, negotiations and through the execution of documentation and funding.
  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
  • Luxury Mortgage Corp.
  • 18100 Von Karman Avenue, Suite 330, Irvine, CA, 92612
  • "Luxury Mortgage Corp® offers a wide array of adjustable and fixed rate mortgage products for loans on residential properties. As a mortgage lender, we have the ability to set customized pricing based on mortgage programs structured to suit individual needs. We have the power to lock in rate, approve, underwrite and close loans. "
  • C2 Financial
  • 10509 Vista Sorrento Pkwy #400, San Diego, CA, 92121
  • C2 Financial Corporation is one of the nation’s largest mortgage brokers,We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
  • SnapFi
  • 1155 Meridian Avenue, San Jose, CA, 95125
  • SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.