First Pacific Financial was founded in 1989 on the principle that good advice is at the core of every prudent investment. Through the diligent application of this principle, First Pacific has earned the reputation of being a premier provider of real estate financing. We offer a wide variety of investment programs, including: multi-family, retail, office, industrial, mixed-use, and land owned mobile home parks. Working with us ensures that your transaction will be handled by a seasoned professional who will analyze, present and market your transaction to the most competitive lenders.
First Pacific Financial has been a leader in real estate finance for over 30 years. This is the result of the cultivation of long and trusted relationships. By establishing relationships with loan officers, appraisers, escrow companies, title companies and many other vendors we are able to work through the difficulties that sometimes arise during the loan process. We share strong working relationships with all types of lenders, including banks, life insurance companies, pension funds, portfolio and private sources as well as providers of Fannie Mae, Freddie Mac and HUD.
Understanding lenders and financial markets is the key to completing a successful transaction. Analyzing the property, location, and all unique transaction characteristics ensures that the best lender and program are selected. This result can only be achieved by a knowledgeable and experienced mortgage broker. Knowing how to present a transaction and selecting the right lender is our ultimate goal. Our reputation of delivering as quoted allows our clients to consistently rely on First Pacific Financial for all their financing needs.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154