2026 Construction Loans use AI Lenders complete for Alabaster, Alabama

Lendersa® has compiled a list of construction loan providers in Alabaster, AL, featuring regional banks, national institutions, and local hard money lenders who leverage private funds for ground-up developments or major renovations.

For a 2,000 Sqft home in Alabaster, AL, lenders calculate the building expenses, starting from $213,876 for basic structures up to $388,621 for more luxurious builds. The interest rates and terms of these loans fluctuate with the borrower's financial profile, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the type of lender chosen.

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Lendersa® employs AI technology to efficiently match hundreds of construction lenders to fulfill your financing needs. Uncover optimal construction loan rates for ground-up projects, extensive rehabs, or fix-and-flip deals on both residential and commercial real estate within AL.

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Avoiding unnecessary credit inquiries will help maintain a healthy credit score. Preapproval for a land loan is possible without revealing your social security number or sensitive personal information.

If you agree to use additional property as collateral (a blanket loan), you could secure 100% LTV financing.

Utilize the Lendersa® land loan calculator to pinpoint vacant land loan providers in ZIP codes 35114.



Alabaster Construction Loan Lenders

  • Nu Source Lending Mortgage Corporation
  • 2080 Valleydale Rd, Suite 12, Birmingham, AL, 35244
  • Lends in Alabama
  • Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path

  • First Financial Bank
  • 1630 4th Avenue North, Bessemer, AL, 35020
  • Lends in Alabama
  • At First Financial Bank – headquartered in Bessemer, Alabama! We also have First Financial Bank branches in Centreville, Hueytown, McCalla, Pelham, Vance, West Blocton, and Woodstock.

    As a community bank, we offer friendly and personal hometown service. We serve our communities by accepting only local deposits

  • Oakworth Capital Bank
  • 850 Shades Creek Parkway, Birmingham, AL, 35209
  • Lends in Alabama
  • At Oakworth, our Core Purpose is Helping People Succeed. That resonates through our culture by our associates being intentional about our Core Values, our behaviors and the experiences we provide. This culture fosters an environment where our associates focus on relationships with not only our clients, but also with each other.

  • CommerceOne Bank
  • 2100 Southbridge Parkway, Suite 385, Birmingham, AL, 35209
  • Lends in Alabama
  • CommerceOne is born out of a desire to be exceptional because we believe there is nothing more important than building a meaningful connection between our bankers and your needs. That means providing you with accessible, highly-individualized services that are practically unheard of in the banking industry.

  • MORTGAGE XPRESS, LLC
  • 153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
  • Lends in Alabama
  • At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans

  • Reverse Mortgage Alabama
  • 204 Griffin Park Drive, Suite B, Birmingham, AL, 35242
  • Lends in Alabama
  • Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.

  • Gagliano Mortgage, Inc
  • 4500 Valleydale Road, Suite F, Birmingham, AL, 35242
  • Lends in Alabama
  • Gagliano Mortgage, Inc team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Lends in Alabama
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

  • MCGOWIN-KING MORTGAGE
  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Lends in Alabama
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.