Bessemer, Alabama Construction loan lenders AI selection 2025

Lendersa® presents a comprehensive list of construction loan providers in Bessemer, AL, featuring regional banks, national lenders, and local hard money lenders that extend private funding for ground-up construction or significant rehab projects.

Lenders evaluate the cost of building a 2,000 Sqft home in Bessemer, AL, with expenses ranging from $213,843 for basic construction to $388,588 for more upscale projects. The terms and interest rate of the construction loan vary, depending on factors such as the borrower's financial standing, Loan-to-Value (LTV), After-Repair Value (ARV), and the type of lender selected.

View and compare loan offers from 100 lenders

Experience the Magic Construction Loan Calculator

Lendersa® employs advanced AI technology to match your loan application with hundreds of construction lenders, assuring all your financing needs are addressed. Discover excellent construction loan rates to finance projects like ground-up builds, major rehabilitations, or fix-and-flip ventures in AL.

Find Construction Loan Lenders Near You

Preserve your credit score by avoiding unnecessary inquiries. Achieve preapproval for your land loan without revealing sensitive information, such as your social security number.

You might qualify for 100% LTV financing if you're willing to pledge additional properties as collateral (a blanket loan).

Use the Lendersa® land loan calculator to find vacant land loan lenders operating in ZIP codes 35022, 35020.



  • Rural 1st
  • 12501 Lakefront Place, Louisville, KY, 40299
  • Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Indiana, Ohio, Kentucky and Tennessee.
  • Hodge Bank & Trust Company
  • 4619 Quitman Highway, Hodge, LA, 71247
  • Founded in 1965, Hodge Bank & Trust Company serves the banking needs of Jackson Parish and its surrounding communities. For nearly a half-century, Hodge Bank has provided personal and business banking services with an unparalleled commitment to customer service. At Hodge Bank, trust is more than a word.
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • South Louisiana Bank
  • 1362 West Tunnel Blvd, Houma, LA, 70360
  • At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.
  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
  • Elizabethton Federal Savings Bank
  • 112-114 North Sycamore Street, Elizabethton, TN, 37643
  • Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.