355 Construction Loan Lenders with AI in Birmingham, Alabama 2025

Lendersa® offers a comprehensive list of construction loan lenders in Birmingham, AL, comprising regional banks, national financiers, and local hard money lenders who utilize private funds for your ground-up construction projects or significant renovations.

In Birmingham, AL, the estimated construction costs for a 2,000 square foot home range from $214,096 for standard builds to $388,841 for more upscale designs. Interest rates and loan terms for construction loans fluctuate based on the borrower's financial situation, LTV, ARV, and the type of lender chosen.

Explore and compare loan offers from 100 different lenders

The Innovative Construction Loan Calculator

Lendersa®'s advanced AI technology seamlessly aligns your loan requests with the offerings of hundreds of construction loan providers, ensuring that all your construction financing requirements are covered. You can easily find the most competitive construction rates for funding ground-up developments, fix-and-flip projects, or major renovations on both residential and commercial properties in AL.

Find Construction Loan Lenders Near You

Minimizing unnecessary inquiries can preserve your credit score. You have the option to secure preapproval for your land loan without revealing your social security number or sensitive financial details.

You might be eligible for 100% LTV (Loan to Value) financing if you're willing to pledge additional properties as collateral through a blanket loan.

Leverage the Lendersa® land loan calculator to discover lenders offering vacant land loans across zip codes 35218, 35214, 35215, 35217, 35210, 35211, 35212, 35213, 35243, 35242, 35224, 35221, 35222, 35228, 35203, 35207, 35206, 35205, 35204, 35209, 35208, 35254, 35068, 35061, 35234, 35235, 35233, 35201, 35202, 35220, 35232, 35237, 35238, 35246, 35249, 35255, 35259, 35261, 35270, 35282, 35283, 35285, 35287, 35290, 35291, 35292, 35294, 35295, 35297, 35298.



  • NSS Lending, LLC
  • 310 S Boyd, Winter Garden, FL, 34787
  • Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.
  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.
  • Bridgewell Capital
  • 2400 E Colonial Dr, Suite #200, Orlando, FL, 32803
  • BridgeWell Capital is a Direct Private Money Lender for real estate investments. We offer fast and easy approvals. BridgeWell offers private money financing for real estate investors. We can provide you with a reliable, hassle-free source of funding for your real estate investments.
  • LYNK Capital
  • 7100 Six Forks Road, Suite 335, Raleigh, NC, 27615
  • LYNK Capital, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves.
  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
  • Oklahoma Mortgage Group
  • 6666 S Sheridan Rd Ste 102, Tulsa, OK, 74133
  • Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a
  • First Exchange Bank
  • 1 Heritage Way, Fairmont, WV, 26554
  • We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
  • INTERLINC MORTGAGE SERVICES, LLC
  • 5875 North Sam Houston Parkway West, Suite 300, Houston, TX, 77086
  • InterLinc, we believe that in order to deliver the “service without exception” experience, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, InterLinc provides in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone
  • Oak Leaf Community Mortgage
  • 24252 W. Main Street, Plainfield, IL, 60544
  • We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.