Birmingham, Alabama Construction loan lenders AI selection 2025

Lendersa® offers a comprehensive list of construction loan lenders in Birmingham, AL, comprising regional banks, national financiers, and local hard money lenders who utilize private funds for your ground-up construction projects or significant renovations.

In Birmingham, AL, the estimated construction costs for a 2,000 square foot home range from $214,096 for standard builds to $388,841 for more upscale designs. Interest rates and loan terms for construction loans fluctuate based on the borrower's financial situation, LTV, ARV, and the type of lender chosen.

Explore and compare loan offers from 100 different lenders

The Innovative Construction Loan Calculator

Lendersa®'s advanced AI technology seamlessly aligns your loan requests with the offerings of hundreds of construction loan providers, ensuring that all your construction financing requirements are covered. You can easily find the most competitive construction rates for funding ground-up developments, fix-and-flip projects, or major renovations on both residential and commercial properties in AL.

Find Construction Loan Lenders Near You

Minimizing unnecessary inquiries can preserve your credit score. You have the option to secure preapproval for your land loan without revealing your social security number or sensitive financial details.

You might be eligible for 100% LTV (Loan to Value) financing if you're willing to pledge additional properties as collateral through a blanket loan.

Leverage the Lendersa® land loan calculator to discover lenders offering vacant land loans across zip codes 35218, 35214, 35215, 35217, 35210, 35211, 35212, 35213, 35243, 35242, 35224, 35221, 35222, 35228, 35203, 35207, 35206, 35205, 35204, 35209, 35208, 35254, 35068, 35061, 35234, 35235, 35233, 35201, 35202, 35220, 35232, 35237, 35238, 35246, 35249, 35255, 35259, 35261, 35270, 35282, 35283, 35285, 35287, 35290, 35291, 35292, 35294, 35295, 35297, 35298.



  • Waterloo Mortgage LLC
  • 1601 Elm Street, Floor 33, Dallas, TX, 75201
  • Waterloo Mortgage Everyday all across the great State of Texas we are working to help families realize the American dream. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
  • AKIN MORTGAGE, LLC
  • PO Box 601356, Dallas, TX, 75360
  • Stephan has worked in the real estate industry for 30 years.First as a Realtor, then as a home builder & for the past 20 years as a mortgage banker.Prior to becoming a mortgage banker, he was the vice president of marketing & architecture for one of the nations top 10 home builders during which time he won national awards for his marketing efforts.
  • Milo Lending Inc
  • PO Box 880231, Port Saint Lucie, FL, 34986
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the Investor loan process. We have over 30 years of lending experience in addition to having extensive development, construction, and operational experience.
  • Treasure Coast Mortgage, LLC
  • 7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
  • "Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker. Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"
  • BankOrion
  • 1114 Fourth Street, Orion, IL, 61273
  • We take pride in offering a variety of accounts and services to our customers. Our friendly customer service representatives and experienced lenders will help you choose the option that best fits your needs. Competitive pricing and community banking for over 128 years differentiates BankORION from the competition.
  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139
  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
  • Bay Mountain Capital
  • 3710 Rawlins, Suite 1390, Dallas, TX, 75219
  • The Bay Mountain Capital team is more than just a group of employees, we’re a family. We’re dedicated to delivering the best service and expertise with 100+ combined years of experience in the real estate industry. Our people are the driving force for our company and together our team upholds our core values: excellence, integrity, improvement and
  • Amiachi Property Advisers
  • 4625 S. Calumet, Chicago, IL, IL, 60653
  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat
  • Lead Bank
  • 1801 Main St, Kansas City, MO, 64108
  • Lead Bank is where expertise, experience and technology unite the people behind inspired businesses. We take pride in working side by side with companies to grow bottom lines that become cornerstones of the community. We’ve always been a bank that leads the way, not follows the herd. In 2010.
  • Mike Clover Group
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time. Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing