Fairfield, Alabama Construction loan lenders AI selection 2025

Lendersa® provides a comprehensive list of construction loan lenders in Fairfield, AL. This includes not just regional banks but also national lenders and local hard money providers who use private funds for your major rehab or ground-up construction projects.

Cost calculations for constructing a 2,000 square foot home in Fairfield, AL vary. The cost ranges from $213,414 for basic construction to $388,159 for more luxurious projects. Various factors affect the interest rates and terms of construction loans, such as the borrower's financial standing, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the type of lender selected.

Explore loan offerings from 100 lenders

Discover our magic construction loan calculator

Lendersa® uses cutting-edge AI to meet all your financing needs by instantly matching your project with numerous construction lenders. Find the optimal construction rates to support residential and commercial projects in AL, be it for major rehab or ground-up builds.

Finding local construction loan lenders

Minimize potential hits to your credit score by avoiding unnecessary inquiries. With Lendersa®, you can get prequalified for a land loan without providing your social security number or any sensitive personal data.

Qualify for 100% LTV financing, provided you pledge additional property as security in a blanket loan agreement.

Find vacant land loan lenders by using the Lendersa® land loan calculator in zip codes 35064.



  • United Community Bank
  • 4626 Highway 1, Raceland, LA, 70394
  • United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.
  • Business Development Corporation
  • 111 Executive Center Drive, Suite 225, Columbia, SC, 29210
  • Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.
  • Citizens Commerce
  • PO Box 1028, Versailles, KY, 40383
  • Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.
  • River City Bank, Inc.
  • 500 South Sixth Street, Louisville, KY, 40202
  • At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.
  • LG&E Co. Credit Union
  • 820 West Broadway, Louisville, KY, 40202
  • LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.
  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,
  • Riverside Mortgage LLC
  • 2855 Charlestown Road, Suite 300, New Albany, IN, 47150
  • At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.
  • Elizabethton Federal Savings Bank
  • 112-114 North Sycamore Street, Elizabethton, TN, 37643
  • Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.