Construction loans by with AI by private investors in Fairfield, AL

Lendersa® provides a comprehensive list of construction loan lenders in Fairfield, AL. This includes not just regional banks but also national lenders and local hard money providers who use private funds for your major rehab or ground-up construction projects.

Cost calculations for constructing a 2,000 square foot home in Fairfield, AL vary. The cost ranges from $213,414 for basic construction to $388,159 for more luxurious projects. Various factors affect the interest rates and terms of construction loans, such as the borrower's financial standing, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the type of lender selected.

Explore loan offerings from 100 lenders

Discover our magic construction loan calculator

Lendersa® uses cutting-edge AI to meet all your financing needs by instantly matching your project with numerous construction lenders. Find the optimal construction rates to support residential and commercial projects in AL, be it for major rehab or ground-up builds.

Finding local construction loan lenders

Minimize potential hits to your credit score by avoiding unnecessary inquiries. With Lendersa®, you can get prequalified for a land loan without providing your social security number or any sensitive personal data.

Qualify for 100% LTV financing, provided you pledge additional property as security in a blanket loan agreement.

Find vacant land loan lenders by using the Lendersa® land loan calculator in zip codes 35064.



Fairfield Construction Loan Lenders

  • First Financial Bank
  • 1630 4th Avenue North, Bessemer, AL, 35020
  • Lends in Alabama
  • At First Financial Bank – headquartered in Bessemer, Alabama! We also have First Financial Bank branches in Centreville, Hueytown, McCalla, Pelham, Vance, West Blocton, and Woodstock.

    As a community bank, we offer friendly and personal hometown service. We serve our communities by accepting only local deposits

  • Oakworth Capital Bank
  • 850 Shades Creek Parkway, Birmingham, AL, 35209
  • Lends in Alabama
  • At Oakworth, our Core Purpose is Helping People Succeed. That resonates through our culture by our associates being intentional about our Core Values, our behaviors and the experiences we provide. This culture fosters an environment where our associates focus on relationships with not only our clients, but also with each other.

  • CommerceOne Bank
  • 2100 Southbridge Parkway, Suite 385, Birmingham, AL, 35209
  • Lends in Alabama
  • CommerceOne is born out of a desire to be exceptional because we believe there is nothing more important than building a meaningful connection between our bankers and your needs. That means providing you with accessible, highly-individualized services that are practically unheard of in the banking industry.

  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Lends in Alabama
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

  • Legacy Community Federal Credit Union
  • 1400 South 20th Street, Birmingham, AL, 35255
  • Lends in Alabama
  • Our mission is simple: To help members like you enjoy the best possible financial life. We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.

  • Nu Source Lending Mortgage Corporation
  • 2080 Valleydale Rd, Suite 12, Birmingham, AL, 35244
  • Lends in Alabama
  • Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path

  • MCGOWIN-KING MORTGAGE
  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Lends in Alabama
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.

  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Lends in Alabama
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time

  • MORTGAGE XPRESS, LLC
  • 153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
  • Lends in Alabama
  • At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans