353 Construction Loan Lenders with AI in Fairfield, Alabama 2025
Lendersa® provides a comprehensive list of construction loan lenders in Fairfield, AL. This includes not just regional banks but also national lenders and local hard money providers who use private funds for your major rehab or ground-up construction projects.
Cost calculations for constructing a 2,000 square foot home in Fairfield, AL vary. The cost ranges from $213,414 for basic construction to $388,159 for more luxurious projects. Various factors affect the interest rates and terms of construction loans, such as the borrower's financial standing, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the type of lender selected.
Lendersa® uses cutting-edge AI to meet all your financing needs by instantly matching your project with numerous construction lenders. Find the optimal construction rates to support residential and commercial projects in AL, be it for major rehab or ground-up builds.
Finding local construction loan lenders
Minimize potential hits to your credit score by avoiding unnecessary inquiries. With Lendersa®, you can get prequalified for a land loan without providing your social security number or any sensitive personal data.
Qualify for 100% LTV financing, provided you pledge additional property as security in a blanket loan agreement.
Find vacant land loan lenders by using the Lendersa® land loan calculator in zip codes 35064.
Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.
Exchange Bank proudly serves as Etowah County’s community bank. Since 1909 we have been an active growing part of this community, committed to meeting the needs of the people. This commitment is as strong today as it was over a century ago when we opened our doors as First State Bank of Altoona.
"adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family.
We offer a variety of loan products from construction loans"
Alabama Teachers Credit Union was organized in March 1959 with just two employees, and was located on the second floor of the Gadsden City Board of Education Building. Previously known as Etowah Teachers Credit Union, our original Select Employee Group (SEG) was only open to employees and family members of the Gadsden City
Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.
First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage.
It is our belief that a community is best
Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
PeoplesTrust Bank opened for business on July 23, 2004 with offices in Hamilton and Hackleburg, Alabama. As the first newly chartered commercial bank in Marion County in more than 25 years, PeoplesTrust Bank was organized as a locally owned and locally focused alternative to the multi-state mega-banks. Local decision making has enabled The Bank to