Gardendale, Alabama Construction loan lenders AI selection 2026

Lendersa® features a list of construction loan sources in Gardendale, AL, including regional banks, national lenders, and local hard money lenders, utilizing private capital for your ground-up construction or major renovation projects.

For a 2,000 square foot home in Gardendale, AL, construction costs are calculated from $213,546 for simpler builds to $388,291 for more elaborate projects. Interest rates and terms of construction loans vary based on the borrower's financial situation, LTV, ARV, and the type of lender chosen.

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Ensuring your construction financing needs are met, Lendersa® employs AI technology to swiftly match your loan requests with numerous construction lenders. Discover the most competitive construction rates for financing new builds, fix-and-flip projects, or major renovations on both residential and commercial properties in AL.

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Minimizing unnecessary credit inquiries helps preserve your credit rating. Obtain preapproval for land loans without needing your social security number or sensitive financial details.

There's potential to access 100% LTV (Loan to Value) financing when additional property is pledged as security (blanket loan).

Use the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 35071.



Gardendale Construction Loan Lenders

  • Legacy Community Federal Credit Union
  • 1400 South 20th Street, Birmingham, AL, 35255
  • Lends in Alabama
  • Our mission is simple: To help members like you enjoy the best possible financial life. We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.

  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Lends in Alabama
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

  • MCGOWIN-KING MORTGAGE
  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Lends in Alabama
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.

  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Lends in Alabama
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time

  • Oakworth Capital Bank
  • 850 Shades Creek Parkway, Birmingham, AL, 35209
  • Lends in Alabama
  • At Oakworth, our Core Purpose is Helping People Succeed. That resonates through our culture by our associates being intentional about our Core Values, our behaviors and the experiences we provide. This culture fosters an environment where our associates focus on relationships with not only our clients, but also with each other.

  • CommerceOne Bank
  • 2100 Southbridge Parkway, Suite 385, Birmingham, AL, 35209
  • Lends in Alabama
  • CommerceOne is born out of a desire to be exceptional because we believe there is nothing more important than building a meaningful connection between our bankers and your needs. That means providing you with accessible, highly-individualized services that are practically unheard of in the banking industry.

  • First Financial Bank
  • 1630 4th Avenue North, Bessemer, AL, 35020
  • Lends in Alabama
  • At First Financial Bank – headquartered in Bessemer, Alabama! We also have First Financial Bank branches in Centreville, Hueytown, McCalla, Pelham, Vance, West Blocton, and Woodstock.

    As a community bank, we offer friendly and personal hometown service. We serve our communities by accepting only local deposits

  • MORTGAGE XPRESS, LLC
  • 153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
  • Lends in Alabama
  • At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans

  • Reverse Mortgage Alabama
  • 204 Griffin Park Drive, Suite B, Birmingham, AL, 35242
  • Lends in Alabama
  • Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.