354 Construction Loan Lenders with AI in Gulf-Shores, Alabama 2025

At Lendersa®, you'll find a comprehensive catalog of construction loan lenders located in Gulf-Shores, AL. This selection includes regional banks, national lenders, and local hard money lenders that leverage private funds for either new construction projects or major renovation undertakings.

In Gulf-Shores, AL, lenders determine the expense of constructing a 2,000 square foot home, with costs spanning from $213,469 for standard construction to $388,214 for more sophisticated endeavors. The interest rates and loan terms offered are subject to variability based on the borrower's financial circumstances, as well as the LTV, ARV, and chosen type of lender.

Discover and compare loan offers from over 100 lenders

The Dynamic Construction Loan Calculator

Ensuring all your construction financing needs are satisfied, Lendersa® employs AI technology to instantaneously align your loan application with a multitude of construction lenders. This enables you to uncover optimal construction rates, perfect for funding new builds, fix-and-flip ventures, or major rehabilitation projects involving residential and commercial properties throughout AL.

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By reducing needless credit inquiries, you can help maintain a stable credit score. Obtain preapproval for your land loan without needing to provide personal identifiers like your social security number or any sensitive financial data.

Should you agree to utilize additional property as collateral under a blanket loan, you might qualify for 100% LTV financing.

Utilize Lendersa®'s land loan calculator to find vacant land loan lenders accessible in your designated zip codes 36542, 36547.



  • Bay Mortgage Corporation
  • 7549 Assunta Court, Fairhope, AL, 36532
  • At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
  • Citizens Bank, Inc.
  • 21980 Palmer Street, Robertsdale, AL, 36567
  • Citizens' Bank has branches throughout Baldwin County, & its board members and employees live in Baldwin County. So, when we make decisions, we do so with our neighbors and community in mind. Since 1981 we have been building relationships that last, and it is with strength, prosperity & independence that we strive to be the premier community bank.
  • 22nd State Bank
  • 51 St. Joseph St., Mobile, AL, 36602
  • 22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.
  • AFC Mortgage
  • 4266 Cottage Hill Rd, Suite 6, Mobile, AL, 36609
  • AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you. Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars
  • All-Star Mortgages, LLC
  • 207 Shelton Beach Rd, Suite F, Saraland, AL, 36571
  • All-Star Mortgages is your #1 mortgage broker company in Saraland, AL, serving North Mobile & surrounding areas. All-Star Mortgages will provide you with fast, quality service to help you finance your next home. We are a fast & reliable mortgage company that can help assist you with your next home purchase.
  • The First National Bank and Trust
  • 111 South Main Street, Atmore, AL, 36502
  • First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.
  • Bank of Brewton
  • 103 Belleville Ave., Brewton, AL, 36426
  • The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.
  • Southern Independent Bank
  • 503 North Main St., Opp, AL, 36467
  • In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.