4 Construction Loan Lenders in La-Fayette, Alabama in 2026

The Lendersa® roster of construction loan lenders in La-Fayette, AL features a mix of regional banks, nationwide lenders, and local hard money lenders who deploy private funds for ground-up construction or extensive rehabilitation projects.

Lenders provide estimates for building costs in La-Fayette, AL, for a 2,000 square foot home spanning from $212,215 for simpler construction to $386,960 for more luxurious construction. Interest rates along with construction loan terms vary, influenced by factors such as the borrower's financial profile, LTV, ARV, and the type of lender chosen.

View and compare loan offers from over 100 lenders

A unique tool: The construction loan calculator

To fully satisfy your construction financing requirements, Lendersa®'s AI-driven platform instantly syncs your loan requests with numerous construction lenders. Now, you can easily find the most competitive construction rates to finance new builds, renovations, flips, or major rehabs in both residential and commercial sectors within AL.

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Minimizing unnecessary credit checks will help maintain your credit score. Secure pre-approval for your land loan without needing to provide sensitive financial information, such as your social security number.

By pledging additional property as collateral (a blanket loan), you may become eligible for 100% Loan to Value (LTV) financing.

Take advantage of the Lendersa® land loan calculator to connect with lenders offering vacant land loans in zip codes 36862.



La-Fayette Construction Loan Lenders

  • Four Seasons Federal Credit Union
  • 2915 Pepperell Parkway, Opelika, AL, 36801
  • Lends in Alabama
  • Four Seasons Federal Credit Union is a financial institution in Lee County Alabama serving those who live, work, worship, or attend school in Lee County. We offer convenient financial services and a full array of savings, checking, and loan products to meet our member's financial needs.

  • BNB & Associates, LLC
  • 108 Columbus Parkway, Opelika, AL, 36801
  • Lends in Alabama
  • BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.

  • AuburnBank
  • 100 North Gay Street, Auburn, AL, 36830
  • Lends in Alabama
  • Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers

  • GULF STATES FINANCIAL
  • 305 E. Thach Avenue, Suite H, Auburn, AL, 36830
  • Lends in Alabama
  • Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.

  • Phenix-Girard Bank
  • 801 13th St, Phenix City, AL, 36867
  • Lends in Alabama
  • We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.

  • The First Bank of Alabama
  • 120 East North Street, Talladega, AL, 35160
  • Lends in Alabama
  • Founded in 1848, FNB is the oldest continuously operating bank in the state of Alabama.

    We are proud to be a member bank of the FDIC and an Equal Housing Lender.

    Our focus is on the Talladega, Lincoln and Munford communities in North Talladega county as well as the surrounding areas. We are a full service bank catering to both consumer

  • First Community Bank of Central
  • 715 Wilson St Wetumpka, Wetumpka, AL, 36092
  • Lends in Alabama
  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage.
    It is our belief that a community is best

  • Heritage South Credit Union
  • 60 Gene Stewart Boulevard, Sylacauga, AL, 35151
  • Lends in Alabama
  • Heritage South Credit Union is a full service financial institution with locations in Sylacauga, Childersburg, and Moody, Alabama. We offer a full line of Savings, Checking, Loans, Credit Cards, Certificates, IRAs, and much more! Check out our website for the full line of products we offer.

Also lends in Alabama

  • Envoy Mortgage, LTD
  • 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
  • Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.

  • Kinetic Credit Union
  • 1251 13th St, Columbus, GA, 31901
  • Kinetic Credit Union has been serving the needs of our members since 1956. Located in Columbus, Ga., Kinetic serves a seven-county area in west central Georgia and east central Alabama The benefits of a Kinetic membership extend far beyond convenient banking solutions, competitive rates, and financial advice.