2025 Construction Loans use AI Lenders complete for Valley, Alabama

Lendersa® provides a comprehensive list of construction loan providers in Valley, AL, including regional banks, national lenders, and local hard money financiers who utilize private capital for ground-up construction projects or major renovation tasks.

In Valley, AL, the cost estimation for building a 2,000 Sqft home ranges from $213,744 for a basic build to $388,489 for more upscale construction. The interest rates and terms of these loans can vary according to factors such as the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected.

Explore and compare offers from 100 lenders

Experience the Magic Construction Loan Calculator

Lendersa® employs AI technology to rapidly align your loan application with a broad range of construction lenders, ensuring all your financing needs are met. Uncover the best construction loan rates for supporting projects like ground-up developments, major rehabs, or fix-and-flips for both residential and commercial real estate in AL.

Finding Construction Loan Providers Nearby?

To protect your credit score, avoid unnecessary inquiries. You can secure preapproval for a land loan without having to disclose your social security number or other sensitive financial information.

Pledging additional properties as collateral (a blanket loan) might qualify you for 100% LTV financing.

Utilize the Lendersa® land loan calculator to locate lenders providing loans for vacant land within ZIP codes 36854, 36872.



  • Home Team Lending (DeLand Branch)
  • Home Team Lending (DeLand Branch), Deland, FL, 32720
  • Home Team Lending, powered by MortgageAdvisors .com, we take a small town approach to lending by meeting with most of our clients face to face to educate them on our full line of mortgage products as well as to get to know their short and long term goals with their investment so that we can recommend the best options for them.
  • Citizens Bank & Trust Co. of Jackson
  • 720 Hwy 15 South, Jackson, KY, 41339
  • Citizens Bank & Trust Co. was established in 1962 to provide the highest quality of banking services for the citizens of Breathitt and surrounding counties. As co-founder Circuit Judge Ervine Turner said, "A good bank dedicated to the service of the little man and his financial needs
  • Miller Home Mortgage LLC
  • 2815 Division St, Suite 200, Metairie, LA, 70002
  • Miller Home Mortgage, LLC is a licensed mortgage broker and banker in Texas and Louisiana. We provide Conventional, FHA, VA, RD/USDA, and non-conventional financing. We can finance purchases, refinances, construction and renovation mortgages. WE HAVE 23 YEARS OF LENDING EXPERIENCE AVAILABLE TO ASSIST IN COMPLETING YOU LOAN TRANSACTION.
  • America’s Mortgage Resource
  • 3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
  • America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
  • First Guaranty Bank
  • 400 E Thomas St, Hammond, LA, 70401
  • For over 87 years First Guaranty Bank has proudly served the people of Louisiana. With today’s ever changing economy, there is one thing that will not change and that is First Guaranty Bank’s commitment to our customers. With the power to make loan decisions on a local level we have the strength to help meet the needs.
  • The Right Choice Mortgage, LLC.
  • 14444 University Ave, Hammond, LA, 70401
  • AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you
  • Fifth District Savings Bank
  • 4000 General Degaulle Dr, New Orleans, LA, 70114
  • Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
  • Hancock Whitney Bank
  • 701 Poydras Street, New Orleans, LA, 70139
  • We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.