7 Construction Loan Lenders with AI in Valley, Alabama 2026

Lendersa® provides a comprehensive list of construction loan providers in Valley, AL, including regional banks, national lenders, and local hard money financiers who utilize private capital for ground-up construction projects or major renovation tasks.

In Valley, AL, the cost estimation for building a 2,000 Sqft home ranges from $213,744 for a basic build to $388,489 for more upscale construction. The interest rates and terms of these loans can vary according to factors such as the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected.

Explore and compare offers from 100 lenders

Experience the Magic Construction Loan Calculator

Lendersa® employs AI technology to rapidly align your loan application with a broad range of construction lenders, ensuring all your financing needs are met. Uncover the best construction loan rates for supporting projects like ground-up developments, major rehabs, or fix-and-flips for both residential and commercial real estate in AL.

Finding Construction Loan Providers Nearby?

To protect your credit score, avoid unnecessary inquiries. You can secure preapproval for a land loan without having to disclose your social security number or other sensitive financial information.

Pledging additional properties as collateral (a blanket loan) might qualify you for 100% LTV financing.

Utilize the Lendersa® land loan calculator to locate lenders providing loans for vacant land within ZIP codes 36854.



  • Soviero Capital LLC
  • 1025 West Indiantown Road, Suite 106, Jupiter, FL, 33458
  • Lends in Alabama
  • We are Direct Hard Money Lender in Palm Beach County in South Florida. We will lend on all asset types for business purposes. We provide a free online application that takes less than 3 minutes to fill out. We are a small family-owned business which has been operating for over 40 years.

  • TLOA Mortgage
  • 601 Heritage Drive, Jupiter, FL, 33458
  • Lends in Alabama
  • TLOA offers financing to real estate investors and is considered one of the best private lenders in the industry. Our management team has over 15 years of extensive underwriting knowledge in over 20 States. In addition, the team has originated loans of varying size, loan structure, purpose, and collateral types.

  • ION Mortgage & Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Lends in Alabama
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal

  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Lends in Alabama
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies

  • Capital City Funding
  • 1581 N High St, Columbus, OH, 43207
  • Lends in Alabama
  • At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,

  • Ferrari Lending
  • 8316 Vía Di Veneto, Boca Raton, FL, 33496
  • Lends in Alabama
  • Ferrari Lending

    Smart, personal financing

    Ferrari Lending helps individuals and businesses explore loan options with clear guidance and responsive service. Reach Alexandre Ferrari at info@alexandreferrari.com or 561-571-2552, and start your path to confident borrowing at www.ferrarilending.com.

  • CN Property Funding
  • 5500 N Military Trail, Boca Raton, FL, 33496
  • Lends in Alabama
  • Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states.

    All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.

  • Paradise Bank
  • 2420 N. Federal Hwy, Boca Raton, FL, 33431
  • Lends in Alabama
  • At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.