360 Construction Loan Lenders with AI in Valley, Alabama 2026

Lendersa® provides a comprehensive list of construction loan providers in Valley, AL, including regional banks, national lenders, and local hard money financiers who utilize private capital for ground-up construction projects or major renovation tasks.

In Valley, AL, the cost estimation for building a 2,000 Sqft home ranges from $213,744 for a basic build to $388,489 for more upscale construction. The interest rates and terms of these loans can vary according to factors such as the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected.

Explore and compare offers from 100 lenders

Experience the Magic Construction Loan Calculator

Lendersa® employs AI technology to rapidly align your loan application with a broad range of construction lenders, ensuring all your financing needs are met. Uncover the best construction loan rates for supporting projects like ground-up developments, major rehabs, or fix-and-flips for both residential and commercial real estate in AL.

Finding Construction Loan Providers Nearby?

To protect your credit score, avoid unnecessary inquiries. You can secure preapproval for a land loan without having to disclose your social security number or other sensitive financial information.

Pledging additional properties as collateral (a blanket loan) might qualify you for 100% LTV financing.

Utilize the Lendersa® land loan calculator to locate lenders providing loans for vacant land within ZIP codes 36854, 36872.



  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.
  • Progress Bank
  • 201 Williams Avenue, Huntsville, AL, 35801
  • At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.
  • Bank of Brewton
  • 103 Belleville Ave., Brewton, AL, 36426
  • The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.
  • BrightBridge Capital
  • 506 Broad St, Chattanooga, TN, 37402
  • Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.
  • MidTown Mortgage Company
  • 500 Providence Main St, Suite 2, Huntsville, AL, 35806
  • We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.
  • Citizens Bank of Winfield
  • 236 Bankhead Highway, Winfield, AL, 35594
  • The Citizens Bank of Winfield is located in Winfield, AL. Our primary mission has always been to serve the banking needs of the community & a part of this has been keeping the bank financially strong and safe. With the economy in a weakened condition, it is important for our bank to remain strong & safe to retain the confidence of our customers.