Madison, Alabama Construction loan lenders AI selection 2026

Lendersa® offers a comprehensive list of construction loan providers in Madison, AL, comprising regional banks, national lenders, and local hard money lenders specializing in private money solutions for your ground-up construction or substantial rehab projects.

In Madison, AL, lenders estimate construction costs for a 2,000 square foot home, ranging from $213,953 for basic work to $388,698 for more elaborate projects. Terms and interest rates for construction loans vary based on borrowers' financial profiles, LTV, ARV, and chosen lenders.

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Your ultimate construction loan calculation tool

At Lendersa®, our AI technology swiftly pairs your loan requests with hundreds of construction lenders, ensuring your every financing need is addressed. Discover the most competitive construction rates for ground-up projects or major rehab on both residential and commercial properties in AL.

Looking for construction loan lenders nearby?

Minimizing unnecessary credit inquiries helps maintain your credit score. Obtain preapproval for your land loan without requiring sensitive data like your social security number.

You might qualify for 100% LTV (Loan to Value) financing by pledging additional properties as security through a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in the zip codes 35758.



Madison Construction Loan Lenders

  • MidTown Mortgage Company
  • 500 Providence Main St, Suite 2, Huntsville, AL, 35806
  • Lends in Alabama
  • We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.

  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • Lends in Alabama
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".

  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Lends in Alabama
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.

  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Lends in Alabama
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.

  • Citizens Bank & Trust AL
  • 711 Gunter Avenue, Guntersville, AL, 35976
  • Lends in Alabama
  • Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.

  • Merchants Bank of Alabama
  • 900 Second Avenue SW, Cullman, AL, 35055
  • Lends in Alabama
  • Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.

  • First Community Bank.
  • 420 2nd Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905.
    First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.

  • Cullman Savings Bank
  • 1652 2nd Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you