4 Construction Loan Lenders with AI in Huntsville, Alabama 2026

The construction loan lenders list from Lendersa® in Huntsville, AL features regional banks, national finance entities, and local hard money lenders, using private funding for major rehab or ground-up construction projects.

Construction costs for a 2,000 square foot home in Huntsville, AL are estimated between $214,085 and $388,830 for basic to deluxe builds. Loan terms and interest rates differ based on the borrower's financial health, LTV, ARV, and the lender type selected.

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Lendersa®'s AI tech ensures all your construction financing needs are met by matching your loan requests instantly with a range of construction lenders. Find excellent construction rates for funding major renovations, fix and flip, or new builds on residential and commercial properties in AL.

Local Construction Loan Lenders

Reducing unnecessary inquiries will help protect your credit score. Preapproval for your land loan is possible without needing to provide your social security number or sensitive information.

You might qualify for 100% LTV (Loan to Value) financing if additional properties are pledged as collateral, through a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 35801.



Huntsville Construction Loan Lenders

  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • Lends in Alabama
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".

  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Lends in Alabama
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.

  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Lends in Alabama
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.

  • MidTown Mortgage Company
  • 500 Providence Main St, Suite 2, Huntsville, AL, 35806
  • Lends in Alabama
  • We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.

  • Citizens Bank & Trust AL
  • 711 Gunter Avenue, Guntersville, AL, 35976
  • Lends in Alabama
  • Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.

  • Cadence Bank
  • 8031 US Highway 431, Albertville, AL, 35950
  • Lends in Alabama
  • Cadence Bank is a leading regional banking franchise with $47.8 billion in assets* and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions.Services and products include consumer banking and more.

  • First Jackson Bank, Inc.
  • 43243 Us Highway 72, Stevenson, AL, 35772
  • Lends in Alabama
  • Our banking services fit the growing needs of you, your family, and your business. With six convenient offices in northeastern Alabama and southeastern Tennessee, First Jackson Bank takes great pride in our checking/savings accounts, CDs and IRAs, personal and commercial loans, debit cards, 24-hour ATM network, telephone/online banking, bill pay.

  • Merchants Bank of Alabama
  • 900 Second Avenue SW, Cullman, AL, 35055
  • Lends in Alabama
  • Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.

  • First Community Bank.
  • 420 2nd Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905.
    First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.

  • Cullman Savings Bank
  • 1652 2nd Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you