368 Construction Loan Lenders with AI in Montgomery, Alabama 2026

Lendersa® provides a curated list of construction loan providers in Montgomery, AL, which includes regional banks, national lending institutions, and local hard money lenders employing private funding for significant renovations or ground-up construction needs.

The cost for building a 2,000 square foot home in Montgomery, AL can vary significantly, ranging from $214,063 for standard construction to $388,808 for more luxurious designs. Both interest rates and loan terms for construction loans depend on the borrower's financial profile, LTV, ARV, and the chosen type of lender.

Explore and compare loan offers from an array of 100 lenders

The Magic Construction Loan Calculator

To cover all your construction financing requirements, Lendersa®'s cutting-edge AI technology promptly aligns your loan requests with hundreds of construction lenders. It's now easier than ever to access the most competitive construction rates for financing new builds, fix-and-flip projects, or major rehabs on residential and commercial properties throughout AL.

Locate Construction Loan Lenders Nearby

To protect your credit score, minimize unnecessary inquiries. You can gain preapproval for your land loan without disclosing your social security number or other sensitive financial details.

You could be eligible for 100% LTV (Loan to Value) financing by pledging additional properties as security under a blanket loan arrangement.

Make use of the Lendersa® land loan calculator to pinpoint lenders offering vacant land loans in these zip codes: 36064, 36112, 36113, 36110, 36111, 36117, 36115, 36116, 36108, 36105, 36104, 36106, 36109, 36107, 36101, 36114, 36118, 36120, 36121, 36123, 36124, 36125, 36130, 36131, 36132, 36135, 36140, 36141, 36142, 36177, 36191.



  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Lends in Alabama
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.

  • Interest Smart Home Loans
  • 23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
  • Lends in Alabama
  • Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.

  • Carlyle Capital
  • 3 Park Plaza, Suite 780, Irvine, CA, 92618
  • Lends in Alabama
  • Carlyle Capital is an asset-based private lender and asset management company in the business of deploying capital against real estate,typically as short-term bridge loans to acquire, refinance,re-purpose, or develop real estate holdings.Carlyle Capital’s extensive strategic partners provide the ability to competitively fund deals of any magnitude.

  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705
  • Lends in Alabama
  • Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.

  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • Lends in Alabama
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending.

    OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app

  • Hanover Mortgage Company, DBA Hanover MC
  • 2522 Chambers Road, Tustin, CA, 92780
  • Lends in Alabama
  • Hanover Mortgage Company, DBA Hanover MC, is your trusted partner in mortgage services, offering tailored financial solutions to meet diverse needs. With decades of expertise, our dedicated team, led by industry expert Jo-Ann Lapin, guides you through every step, ensuring you secure your dream home effortlessly. Reach out at 714 838 1474 or jfl@han

  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • Lends in Alabama
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.

  • EBSC Lending
  • 18575 Jamboree Rd, Irvine, CA, 92612
  • Lends in Alabama
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper

  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Lends in Alabama
  • Step 1: Prequalify
    Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer.
    Step 2: Shop
    Current Wells Fargo customers have exclusive access to a one-stop real estate shopping
    tool.1 Start your home search now.
    Step 3: Apply
    Once you've found a home, it's time to submit a mortgage applicati