14 Construction Loan Lenders with AI in Pelham, Alabama 2026

The Lendersa® directory in Pelham, AL, features various construction loan providers, from regional banks and national lenders to local hard money financiers, all using private capital to fund your ground-up construction efforts or major rehabs.

In Pelham, AL, lenders determine the cost for constructing a 2,000 Sqft home, estimating from $213,810 for a basic structure to $388,555 for more elaborate constructions. The interest rates and terms of the loans vary based on the borrower's financial standing, Loan-to-Value (LTV) ratio, and After-Repair Value (ARV), as well as the type of lender chosen.

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To meet all your construction financing needs, the AI technology at Lendersa® swiftly connects your loan request with numerous construction lenders. You can explore the most competitive construction loan rates to fund your projects, from ground-up builds to major renovations on both residential and commercial properties in AL.

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To maintain your credit score, avoid unnecessary inquiries. Obtain preapproval for a land loan without needing to disclose your social security number or sensitive financial information.

If you pledge additional properties as collateral (a blanket loan), you may qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find lenders for vacant properties within the ZIP codes 35043.



  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • Lends in Alabama
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.

  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Lends in Alabama
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans

  • Andy Lunsford Mortgages LLC
  • PO Box 25482, Sarasota, FL, 34277
  • Lends in Alabama
  • "Empowering Your Growth When Everyday Counts"  

    Since 2020, Lunsford Funding Solutions has served as a vital bridge for Funding.  We specialize in rapid-response funding providing customized financial products. Whether you are looking to purchase or refinance a residential or commercial property.  At Lunsford, we don't just provide a loan; we provide the liquidity that gets you funded.   

  • LYNK Capital
  • 7100 Six Forks Road, Suite 335, Raleigh, NC, 27615
  • Lends in Alabama
  • LYNK Capital, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves.

  • Capital City Funding
  • 1581 N High St, Columbus, OH, 43207
  • Lends in Alabama
  • At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,

  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Lends in Alabama
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies

  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • Lends in Alabama
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.

  • Oklahoma Mortgage Group
  • 6666 S Sheridan Rd Ste 102, Tulsa, OK, 74133
  • Lends in Alabama
  • Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a

  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • Lends in Alabama
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti

  • First Exchange Bank
  • 1 Heritage Way, Fairmont, WV, 26554
  • Lends in Alabama
  • We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.

  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Lends in Alabama
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more

  • INTERLINC MORTGAGE SERVICES, LLC
  • 5875 North Sam Houston Parkway West, Suite 300, Houston, TX, 77086
  • Lends in Alabama
  • InterLinc, we believe that in order to deliver the “service without exception” experience, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, InterLinc provides in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone