14 Construction Loan Lenders with AI in Trussville, Alabama 2026

The Lendersa® directory of construction loan providers in Trussville, AL features regional banks, national lenders, and local hard money lenders who offer private financing options for ground-up construction or major renovation projects.

In Trussville, AL, costs for constructing a 2,000 Sqft home are estimated by lenders, ranging from $213,788 for basic builds to $388,533 for more upscale ones. The interest rates and conditions attached to construction loans vary depending on the borrower’s financial status, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the type of lender chosen.

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Lendersa® uses advanced AI technology to connect your financing needs with numerous construction lenders, ensuring you have comprehensive options. Now, explore top construction loan rates for projects like ground-up constructions, major overhauls, or fix-and-flip deals on both residential and commercial properties in AL.

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To maintain a healthy credit score, avoid unnecessary credit inquiries. Preapproval for a land loan can be achieved without requiring your social security number or other sensitive financial details.

If willing to secure the loan with additional property as collateral (a blanket loan), you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to identify available lenders for vacant land in ZIP codes 35235.



Trussville Construction Loan Lenders

  • MCGOWIN-KING MORTGAGE
  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Lends in Alabama
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.

  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Lends in Alabama
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time

  • Legacy Community Federal Credit Union
  • 1400 South 20th Street, Birmingham, AL, 35255
  • Lends in Alabama
  • Our mission is simple: To help members like you enjoy the best possible financial life. We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.

  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Lends in Alabama
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

  • Oakworth Capital Bank
  • 850 Shades Creek Parkway, Birmingham, AL, 35209
  • Lends in Alabama
  • At Oakworth, our Core Purpose is Helping People Succeed. That resonates through our culture by our associates being intentional about our Core Values, our behaviors and the experiences we provide. This culture fosters an environment where our associates focus on relationships with not only our clients, but also with each other.

  • CommerceOne Bank
  • 2100 Southbridge Parkway, Suite 385, Birmingham, AL, 35209
  • Lends in Alabama
  • CommerceOne is born out of a desire to be exceptional because we believe there is nothing more important than building a meaningful connection between our bankers and your needs. That means providing you with accessible, highly-individualized services that are practically unheard of in the banking industry.

  • MORTGAGE XPRESS, LLC
  • 153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
  • Lends in Alabama
  • At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans

  • Reverse Mortgage Alabama
  • 204 Griffin Park Drive, Suite B, Birmingham, AL, 35242
  • Lends in Alabama
  • Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.

  • Gagliano Mortgage, Inc
  • 4500 Valleydale Road, Suite F, Birmingham, AL, 35242
  • Lends in Alabama
  • Gagliano Mortgage, Inc team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Metro Bank
  • 800 Martin Street South, Pell City, AL, 35128
  • Lends in Alabama
  • Our Mission is to grow shareholder value through holding the highest standard of customer service with our customers by consistently exceeding expectations, building relationships and maintaining a strong and active presence in our communities. Metro Bank opened on May 30th, 1989.