Construction Loan Lenders in Monticello, Arkansas (2026)

Explore Lendersa®'s directory of construction loan lenders in Monticello, AR, which includes regional banks, national lenders, and local hard money options. These lenders utilize private funds to support ground-up construction or major renovation projects.

In Monticello, AR, costs for constructing a 2,000 square foot home are estimated from $200,967 for basic builds to $366,121 for more lavish designs. Interest rates and loan terms vary depending on factors such as the borrower's financial situation, loan-to-value (LTV) ratio, after-repair value (ARV), and lender type selected.

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Lendersa® uses AI technology to meet all your construction financing needs by matching your loan request with numerous lenders. Discover optimal construction rates to fund ground-up projects, fix-and-flip ventures, or major renovations for residential and commercial properties in AR.

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To protect your credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without needing to disclose your social security number or sensitive financial data.

For those who can pledge additional property as security (a blanket loan), qualifying for 100% LTV (Loan-to-Value) financing may be possible.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes such as 71655.



Monticello Construction Loan Lenders

  • First Natural state Bank
  • 500 North Second Street, Mc Gehee, AR, 71654
  • Lends in Arkansas
  • The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.

  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • Lends in Arkansas
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.

  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.

    A volunteer board of directors, elected by members, sets polici

  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.

  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
  • Lends in Arkansas
  • Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.

    Our mission stands tall and clear:
    to promote the success.