3 Construction Loan Lenders in Lake-Havasu-City, Arizona in 2026

Lendersa® presents an array of construction loan providers in Lake-Havasu-City, AZ, featuring both regional and national banks alongside local hard money lenders who use private funding for full-scale construction projects or significant renovations.

In Lake-Havasu-City, AZ, lenders estimate the cost for constructing a 2,000 Sq. Ft. house to range from a basic expense of $236,255 to a more upscale cost of $427,950. The terms of the loan, along with interest rates, can vary based on the borrower's financial status, the loan-to-value (LTV) ratio, after-repair value (ARV), and the chosen lender type.

Find loan offers from a variety of 100 lenders

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Meet all your construction financing needs with precision, using Lendersa® AI technology. It swiftly aligns your loan inquiries with numerous construction loan providers. Explore competitive construction rates to efficiently fund either ground-up builds, Fix N Flips, or major remodels of residential and commercial properties throughout AZ.

Locating construction loan lenders nearby?

To maintain a healthy credit score, minimizing unnecessary inquiries is essential. Preapproving your land loan doesn't require disclosing your social security number or sensitive financial details.

With the provision to pledge additional property as collateral (blanket loan), you could become eligible for 100% LTV (Loan to Value) financing.

Use the Lendersa® land loan calculator to locate lenders for vacant land loans within these zip codes: 86403.



Lake-Havasu-City Construction Loan Lenders

  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge (40 years) have made me a “go-to guy” for borrowers and other mortgage and real estate professionals. We are a direct lender.

  • HORIZON COMMUNITY BANK
  • 225 N. Lake Havasu Ave., Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • Chartered in 2002, one of the older charters in the state and one of only 13 charters in Arizona, Horizon Community Bank initially opened in Lake Havasu City and soon expanded throughout Mohave and La Paz Counties. In 2015, Horizon Community Bank entered the Greater Phoenix Metro market.

  • Summerlin Financial Inc
  • 349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service

  • Mission Bank
  • 2439 Hualapai Mountain Road, Kingman, AZ, 86401
  • Lends in Arizona
  • Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.

  • Smart Mortgage
  • 1701 North Emerald Dr., Prescott, AZ, 86301
  • Lends in Arizona
  • The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • 1st Bank Yuma
  • 2799 South 4th Avenue, Yuma, AZ, 85364
  • Lends in Arizona
  • 1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.

  • Foothills Bank
  • 11689 S. Foothills Blvd, Yuma, AZ, 85367
  • Lends in Arizona
  • Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.

Also lends in Arizona

  • Five Star Mortgage
  • 9065 South Pecos Road, Ste #200-A, Henderson, NV, 89074
  • Welcome to Five Star Mortgage! We are a full-service mortgage company located in Henderson, Nevada. We specialize in residential mortgage financing for a primary residence as well as investors. Whether you are relocating to the area, refinancing, or looking to move to a new house, we can help!

    At Five Star Mortgage, our ultimate goal is to creat

  • North American Financial
  • 375 N Stephanie St Bldg 20, Henderson, NV, 89014
  • At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family

  • Capella Mortgage
  • 3765 E Sunset Rd, Suite B9, Las Vegas, NV, 89120
  • Capella Mortgage is the leading provider of Hard Money mortgage lending in Las Vegas/Henderson. We have private lending programs for residential and commercial property in NV, CA, NM, TX, AZ, WY and CO. NMLS # 372157. Hard Money mortgage lending in Las Vegas/Henderson. We have private lending programs for residential