2026 Construction Loan Lenders for Mesa, Arizona

In Mesa, AZ, Lendersa® provides a comprehensive list of construction loan providers. It includes regional banks, national lending institutions, and local hard money lenders that offer private funding for your ground-up construction projects or major renovations.

When calculating the construction costs of a 2,000 square foot home in Mesa, AZ, the figures range from $236,442 for standard construction to $428,137 for more elaborate projects. Loan interest rates and terms are contingent upon factors such as borrower financial details, LTV (Loan to Value), ARV (After Repair Value), and the type of lender chosen.

Compare numerous loan offers from 100 different lenders

Introducing the Ultimate Construction Loan Calculator

Lendersa®'s state-of-the-art AI technology quickly aligns your construction financing needs with hundreds of potential lenders. This enables you to explore optimal construction loan rates necessary for funding projects like new constructions, fix-and-flip ventures, or significant rehabs on both residential and commercial properties within AZ.

Seeking Nearby Construction Loan Options?

To protect your credit score, avoid unnecessary inquiries. You can get pre-approved for a land loan without disclosing your social security number or any sensitive financial information.

If you pledge additional property as collateral in a blanket loan, you may qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 85208, ensuring a streamlined and efficient finance search process.



Mesa Construction Loan Lenders

  • Mesa Mortgage, Inc.
  • 3850 East Baseline Road, Suite 115, Mesa, AZ, 85206
  • Lends in Arizona
  • "Mesa Mortgage, Inc., was established in June of 1999. We are a family-owned and operated business located in Mesa, Arizona.
    We help individuals and families throughout the state of Arizona secure their loan with the most competitive rates possible. Whether you are purchasing your first home, a vacation home, interested in refinancing your mortga

  • Nexa Mortgage, LLC
  • 5559 S Sossaman Rd Bldg #1, Mesa, AZ, 85212
  • Lends in Arizona
  • Nexa Mortgage, LLC: Your Partner in Home Ownership

    **Secure Your Dream Home with Ease**

    Nexa Mortgage, LLC, led by Jason Elliott, offers tailored mortgage solutions from California, ensuring fast, competitive rates. We serve first-time buyers and seasoned investors alike with quick closings and personalized guidance, making home ownership sea

  • Gateway Commercial Bank
  • 6860 East Warner Road, Mesa, AZ, 85212
  • Lends in Arizona
  • Gateway Bank represents a return to how banking used to be, where the staff knew everyone by name and treated you like a person instead of a number. We bring this nostalgic approach into modern times and offer the best of both worlds: the local, personal attention you want, plus a wide variety of products and services to meet your needs.

  • USA Private Money, LLC
  • 5332 South Sabrina, Mesa, AZ, 85212
  • Lends in Arizona
  • USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.

  • STARBOARD FINANCIAL
  • 4145 E Baseline Rd, Gilbert, AZ, 85234
  • Lends in Arizona
  • Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.

  • X2 Mortgage
  • 3028 E Lakewood St, Mesa, AZ, 85213
  • Lends in Arizona
  • X2 Mortgage is a wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient, and cost effective for both employees and customers. NMLS#2234467wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient

  • Homestead Mortgage Group
  • 1176 East Warner Avenue, Suite 113, Gilbert, AZ, 85296
  • Lends in Arizona
  • We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you with all of your needs. Based in Gilbert, Arizona, we are a full service mortage company that specializes in First Time Buyers, VA Loans, FHA in the Gilbert AZ.

  • Klinkloans Fund - Loans for Real Estate Investors
  • 1094 S Gilbert Rd, Suite 210, Gilbert, AZ, 85296
  • Lends in Arizona
  • Klinkloans Fund - Loans for Real Estate Investors We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.

  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • Lends in Arizona
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.